If you are a Delta loyalist and have a Delta Sky Club lounge in your home airport then this card is for you. In addition to unlimited lounge access to Delta Sky Clubs when flying on Delta flights, you will also have access to American Express Centurion Lounges when you book and pay for a Delta flight using this card.
The lounge perks are slightly less enticing than the Platinum Card® from American Express, but the extra Delta benefits such as Companion Passes, Elite Status boosts, upgrades, free checked bags, etc. make this card invaluable for the frequent Delta flyer. You also save a little on the $550 annual fee compared to the Platinum Card.
Looking for a more versatile card?
The Capital One Venture X Rewards Credit Card has had a lot of hype around it since coming out in 2021, and for good reason. The $395 annual fee is basically cancelled out by the $300 annual travel credit and 10,000 annual miles (worth $100) beginning on your first anniversary. What makes things even better is that like many other premium cards, this card comes with unlimited visits to Priority Pass and Plaza Premium lounges for you and two guests and unlimited access to Capital One lounges which will be popping up more and more over the next couple years.
If all of that wasn't enough, the Venture X card allows you to add up to four free authorized users, all of whom also get unlimited Priority Pass memberships. If you have multiple people in your household, this card is as good as it gets.