United℠ Explorer Card

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While this card may not compete with some of the other premium cards on the market, the two free United Lounge passes and $0 annual fee (in your first year, $95 annual fee after that) makes this card a no-brainer for anyone who only travels once or twice per year. A card with no annual fee that offers tangible value like this is always a great option. Just make sure your home airport has a United lounge before signing up for it!

Willing to spend a little extra to get more lounge options?

The American Express Hilton Honors Surpass® Card is some of the best low hanging fruit in the credit card world. It gives you 10 free visits to any of over 1,300 Priority Pass lounges worldwide and has a $95 annual fee.

Normally it would cost you $32 per visit to enter one of these lounges, meaning this card gives you up to $320 in value from this perk alone. Whether you travel domestically or internationally, this card is perfect for anyone who only needs a few lounge visits per year and doesn't want to break the bank on annual fees.

*Rates & Fees

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.