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American Express® Gold Rewards Card

Rates and Fees

Annual Fee: $250 CAD

Bonus Miles
Bonus Points
70,000
Recommended Credit
670 - 850
Current Offer

Earn 5,000 Membership Rewards points for each month in which you spend $1,000 (for the first 12 months). Earn 10,000 more points when you spend a total of $4,000 on the card.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

All information about the American Express® Gold Rewards Card has been collected independently by Daily Drop.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

70,000
Bonus Points

Earn 5,000 Membership Rewards points for each month in which you spend $1,000 (for the first 12 months). Earn 10,000 more points when you spend a total of $4,000 on the card.

All information about the American Express® Gold Rewards Card has been collected independently by Daily Drop.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Summary

This is a great card for people who want to dabble in the Amex Membership Rewards space without needing to shell out a huge annual fee. This card earns Membership Rewards Points on all purchases and comes with a hefty signup bonus relative to its modest annual fee. To sweeten the pot further, it has an annual $100 travel credit that offsets that fee.

Earning Rewards

  • 2X points per $1 on travel
  • 2X points per $1 on gas, grocery, and drugstore purchases
  • 1X points per $1 on everything else

Additional Benefits

  • 4 complimentary passes to Plaza Premium lounges per year
  • Transfer your points to airline and hotel partners
  • Cover purchases on your statement at a rate of 1 cent per point

Foreign Transaction Fee

  • 2.5% of transaction amount in CAD

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Also consider

American Express® Business Gold Rewards Card

American Express® Business Gold Rewards Card

American Express® Business Gold Rewards Card

75,000
Bonus Points
Earn 75,000 Membership Rewards points when you spend $5,000 in the first 3 months.
75,000
Bonus Points
Earn 75,000 Membership Rewards points when you spend $5,000 in the first 3 months.
This card has a fantastic signup bonus for the low annual fee of CA $199. With this SUB, 75,000 MR Points could be transferred to Aeroplan to book a 14-hour business-class flight on Etihad, for example. Not bad at all. *All information about the American Express® Business Gold Rewards Card has been collected independently by Daily Drop.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Platinum Card®

The Platinum Card®

The Platinum Card®

100,000
Bonus Points
Earn 70,000 Membership Rewards points when you spend $10,000 in the first 3 months. Earn another 30,000 points when you make a single purchase between months 14 and 17 of card holdership.
100,000
Bonus Points
Earn 70,000 Membership Rewards points when you spend $10,000 in the first 3 months. Earn another 30,000 points when you make a single purchase between months 14 and 17 of card holdership.
Much like its U.S. counterpart, the Amex Platinum Card is a must-have for globetrotters. It comes with premium perks, great insurance, worldwide lounge access, numerous credits, and earns points that you can transfer to many travel partners. *All information about The Platinum Card® has been collected independently by Daily Drop.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

American Express® Gold Rewards Card

CURRENT OFFER

70,000

Bonus Points

Earn 5,000 Membership Rewards points for each month in which you spend $1,000 (for the first 12 months). Earn 10,000 more points when you spend a total of $4,000 on the card.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

All information about the American Express® Gold Rewards Card has been collected independently by Daily Drop.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

Cons

Rewards Summary

  • 2X points per $1 on travel
  • 2X points per $1 on gas, grocery, and drugstore purchases
  • 1X points per $1 on everything else

Additional Benefits

  • 4 complimentary passes to Plaza Premium lounges per year
  • Transfer your points to airline and hotel partners
  • Cover purchases on your statement at a rate of 1 cent per point

Customer Reviews & Redemptions

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American Express® Gold Rewards Card

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Authors

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

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