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Capital One Spark Cash

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Rates and Fees

$0 intro annual fee the first year, then $95

Bonus Miles
Cash Back
$750
Recommended Credit
740-850
Current Offer

Earn $750 cash back once you spend $7,500 in the first three months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
$750
Cash Back

Earn $750 cash back once you spend $7,500 in the first three months from account opening.

Summary

The Capital One Spark Cash card is a great low to mid-tiered card that offers a simple 2% cash-back earning structure on all purchases for your business. If you're looking for a card that has no limits or category restrictions on spending, this is it!

Earning Rewards

  • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Unlimited 2% cash back for your business on every purchases

Additional Benefits

  • Free employee cards (which also earn unlimited 2% cash back on all purchases)
  • Rewards won't expire for the life of the account

Foreign Transaction Fee

  • None

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Capital One Spark Cash

CURRENT OFFER

$750

Cash Back

Earn $750 cash back once you spend $7,500 in the first three months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

Cons

Rewards Summary

  • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Unlimited 2% cash back for your business on every purchases

Additional Benefits

  • Free employee cards (which also earn unlimited 2% cash back on all purchases)
  • Rewards won't expire for the life of the account

Customer Reviews & Redemptions

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How to make the most of your

Capital One Spark Cash

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Capital One Spark Cash

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Capital One Spark Cash

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