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Capital One Spark Cash

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Rates and Fees

$0 intro annual fee the first year, then $95

Bonus Miles
Cash Back
$750
Recommended Credit
740-850
Current Offer

Earn $750 cash back once you spend $7,500 in the first three months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
$750
Cash Back

Earn $750 cash back once you spend $7,500 in the first three months from account opening.

Summary

The Capital One Spark Cash card is a great low to mid-tiered card that offers a simple 2% cash-back earning structure on all purchases for your business. If you're looking for a card that has no limits or category restrictions on spending, this is it!

Earning Rewards

  • Unlimited 2% cash back for your business on every purchases

Additional Benefits

  • Free employee cards (which also earn unlimited 2% cash back on all purchases)
  • Rewards won't expire for the life of the account

Foreign Transaction Fee

  • None

Also consider

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Capital One Spark Cash

CURRENT OFFER

$750

Cash Back

Earn $750 cash back once you spend $7,500 in the first three months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

Comparable Cards

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

Cons

Rewards Summary

  • Unlimited 2% cash back for your business on every purchases

Additional Benefits

  • Free employee cards (which also earn unlimited 2% cash back on all purchases)
  • Rewards won't expire for the life of the account

Customer Reviews & Redemptions

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The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. 

How to make the most of your

Capital One Spark Cash

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Capital One Spark Cash

?

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Capital One Spark Cash

?

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