Advertiser Disclosure

Capital One Spark Cash Plus

Learn More

Rates and Fees

Annual Fee: $150

Bonus Miles

Cash Back

$1,200

Recommended Credit

740 - 850

Current Offer

Earn $1,200 cash back once you spend $30,000 in the first 3 months of account opening.

‍

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

$1,200

Cash Back

Earn $1,200 cash back once you spend $30,000 in the first 3 months of account opening.

‍

Summary

The Capital One Spark Cash Plus is an excellent choice for business owners who want to earn cash-back rewards on their business spending. It offers a competitive 2% cash-back rate on all purchases, making it a straightforward and rewarding option for businesses. As a charge card, the balance must be paid in full each month, and it comes with no preset spending limit or annual percentage rate.

Earning Rewards

5% cash-back per $1 (on hotels and rental cars booked through Capital One Travel
2% cash-back per $1 on every purchase with no minimums or expiration date

Additional Benefits

Annual fee refund

Foreign Transaction Fee

None

Also consider

The Plum Card® from American Express

Annual Fee: $250

Rates & Fees | Terms Apply

Earn unlimited 1.5% cash back on eligible charges when you pay within 10 days of your statement closing date.

The Plum Card from American Express is a unique charge card designed for businesses, providing flexibility in managing cash flow by offering a discount for early payment on your statement balance. With no preset spending limit and the ability to defer payment on certain expenses, it's a valuable tool for businesses looking for payment flexibility and discounts while managing their finances.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take

Capital One Spark Cash Select for Excellent Credit

Annual Fee: $0

Rates & Fees | Terms Apply

$750

Cash Back

Earn a $750 cash bonus when you spend $6,000 in the first 3 months.

$750

Cash Back

Earn a $750 cash bonus when you spend $6,000 in the first 3 months.

The Capital One Spark Cash Select for Excellent Credit card is a top-tier business credit card that offers unlimited 1.5% cash back on all purchases, ideal for businesses with excellent credit seeking cash rewards.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take