Annual Fee: $95
Earn 50,000 bonus miles once you spend $4,500 in the first 3 months.
Earn 50,000 bonus miles once you spend $4,500 in the first 3 months.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.
The Capital One Spark Miles for Business credit card offers 2 miles per dollar spent on all purchases, plus 5 miles per dollar on hotels and rental cars booked through Capital One Travel. There is no annual cap on the miles earned. The card has a $0 annual fee for the first year, then $95, which is still pretty reasonable considering its long-term benefits.
With this card, your miles can be redeemed for one cent each toward a travel purchase, or transferred to an airline or hotel partner. The miles won't expire for the life of the account, and as long as you pay your balance in full during that timeframe, you won't owe any interest. This card could be a great option for folks looking into business cards while wanting to maintain lower fees. And, you'd still have access to the Capital One Shopping portal, which is another great way to rack up points on everyday spending.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.
🏆 Best Chase Welcome Offer
Annual Fee: $95
🏆 Best Luxury Business Card
🏆 Best Luxury Business Card
Annual Fee: $695
Earn 50,000 bonus miles once you spend $4,500 in the first 3 months.
Our goal is to help you explore the world affordably and experience life changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Here at Daily Drop, we score cards based on six different categories: annual fee, welcome offer, point redemption value, rewards rates, benefits, and travel protections. You’ll notice that APR is not considered because we never recommend carrying a credit card balance if your goal is to maximize miles and points for travel. While these scores are opinion-based, our team has earned and redeemed millions of miles and points and has traveled to almost every country in the world. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.