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Capital One Spark Miles for Business

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Rates and Fees

Annual Fee: $95

Bonus Miles
Bonus Miles
50,000
Recommended Credit
670 - 850
Current Offer

Earn 50,000 bonus miles once you spend $4,500 in the first 3 months.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
50,000
Bonus Miles

Earn 50,000 bonus miles once you spend $4,500 in the first 3 months.

Summary

The Capital One Spark Miles for Business credit card offers 2 miles per dollar spent on all purchases, plus 5 miles per dollar on hotels and rental cars booked through Capital One Travel. There is no annual cap on the miles earned. The card has a $0 annual fee for the first year, then $95, which is still pretty reasonable considering its long-term benefits.

With this card, your miles can be redeemed for one cent each toward a travel purchase, or transferred to an airline or hotel partner. The miles won't expire for the life of the account, and as long as you pay your balance in full during that timeframe, you won't owe any interest. This card could be a great option for folks looking into business cards while wanting to maintain lower fees. And, you'd still have access to the Capital One Shopping portal, which is another great way to rack up points on everyday spending.

Earning Rewards

  • 5X per $1 on hotels and rental cars booked through Capital One Travel
  • 1.5X per $1 on every purchase for your business

Additional Benefits

  • Up to $100 credit for Global Entry or TSA PreCheck®

Foreign Transaction Fee

  • None

Also consider

🏆 Best Chase welcome offer

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

🏆 Best Chase welcome offer

100,000
Bonus Points
Earn 100,000 bonus points after spending $8,000 in the first 3 months from account opening.
100,000
Bonus Points
Earn 100,000 bonus points after spending $8,000 in the first 3 months from account opening.
The Ink Business Preferred® Credit Card is a premier choice for small business owners seeking rewards and travel benefits. This card offers generous points on business expenses, including travel and advertising, and provides other valuable perks such as flexible redemption options, making it a top pick for those looking to maximize their business spending.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Business Platinum Card®  from American Express

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

150,000
Bonus Points
ELEVATED OFFER
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
150,000
Bonus Points
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
The Business Platinum card is a premium business credit card offering a range of exclusive travel and business benefits, including airport lounge access, annual airline fee credits, and 5X Membership Rewards points on flights and prepaid hotels through Amex Travel. With a higher annual fee, this card is designed for businesses looking to elevate their travel experience and enjoy a suite of luxury perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool