Advertiser Disclosure

Choice Privileges® Mastercard®

Rates and Fees

$0 Annual Fee

Bonus Miles
60,000
Recommended Credit
Current Offer

Earn 60,000 bonus points when you spend $1,000 in purchases in the first 3 months1 - enough to redeem for up to 7 reward nights at select Choice Hotels® properties. Additional fees may apply.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
60,000
LIMITED TIME OFFER

Earn 60,000 bonus points when you spend $1,000 in purchases in the first 3 months1 - enough to redeem for up to 7 reward nights at select Choice Hotels® properties. Additional fees may apply.

Summary

The Choice Privileges® Mastercard® is ideal for budget-friendly travelers who frequently stay at Choice Hotels. Earn points on every purchase, with extra rewards for stays at Choice properties. This no-annual-fee card makes it easy to build up points and redeem them for free nights or other rewards.

Earning Rewards

  • 5x points on stays at participating Choice Hotels® properties3 plus on Choice Privileges point purchases
  • 3x points on purchases at gas stations, grocery stores, home improvement stores and phone plan services
  • 1x points on other purchases

Additional Benefits

  • Receive 10 Elite night credits qualifying for at least Gold level status each
    calendar year

Foreign Transaction Fee

  • None

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Choice Privileges® Mastercard®

CURRENT OFFER
LIMITED TIME OFFER

60,000

Earn 60,000 bonus points when you spend $1,000 in purchases in the first 3 months1 - enough to redeem for up to 7 reward nights at select Choice Hotels® properties. Additional fees may apply.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

Comparable Cards

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

Cons

Rewards Summary

  • 5x points on stays at participating Choice Hotels® properties3 plus on Choice Privileges point purchases
  • 3x points on purchases at gas stations, grocery stores, home improvement stores and phone plan services
  • 1x points on other purchases

Additional Benefits

  • Receive 10 Elite night credits qualifying for at least Gold level status each
    calendar year

Customer Reviews & Redemptions

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How to make the most of your

Choice Privileges® Mastercard®

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Choice Privileges® Mastercard®

?

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Choice Privileges® Mastercard®

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