Advertiser Disclosure

IHG One Rewards Traveler Credit Card

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Annual Fee: $0

Bonus Miles

Bonus Points

80,000

Recommended Credit

670 - 850

Current Offer

Earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

80,000

Bonus Points

Earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

Summary

The IHG Rewards Traveler Credit Card is a co-branded hotel rewards credit card designed for travelers who occasionally stay at IHG (InterContinental Hotels Group) properties, which include well-known brands like Holiday Inn and Crowne Plaza. It offers opportunities to earn IHG Rewards points on eligible purchases and provides various hotel-related benefits.

Earning Rewards

Up to 17X per $1 spent at IHG Hotels & Resorts (5X points with this card, up to 10X points from IHG® for being an IHG One Rewards Member, and up to 2X points from IHG® with Silver Elite Status, a benefit of this card)
3X per $1 spent on monthly bills, at gas stations, and restaurants
2X per $1 on everyday purchases

Additional Benefits

Automatic Silver Elite Status (as long as you remain an IHG One Rewards Traveler Cardmember)
Redeem 3 nights, get 4th night free
IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
Earn 10,000 bonus points after spending $10,000 each calendar year

Foreign Transaction Fee

None

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60,000

Bonus Points

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

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Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

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100,000

Bonus Points

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IHG One Rewards Traveler Credit Card

CURRENT OFFER

80,000

Bonus Points

Earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Click to Learn More!Rates & Fees

REWARDS RATE

ANNUAL FEE

Our Score

Annual fee (20%)

Welcome Offer (20%)

Point Redemption Value (20%)

Rewards Rates (15%)

Benefits (15%)

Travel Protections (10%)

My Take

Comparable Cards

No items found.

FULL COMPARISON

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

Opportunity to earn IHG Rewards points for stays at IHG properties and everyday spending
Gold Elite status within the IHG Rewards program, which includes hotel perks
A fourth night free benefit when redeeming points for award stays

‍

Cons

Premium benefits are tailored to IHG properties and may not be as beneficial for travelers who prefer other hotel chains

‍

Rewards Summary

Up to 17X per $1 spent at IHG Hotels & Resorts (5X points with this card, up to 10X points from IHG® for being an IHG One Rewards Member, and up to 2X points from IHG® with Silver Elite Status, a benefit of this card)
3X per $1 spent on monthly bills, at gas stations, and restaurants
2X per $1 on everyday purchases

Additional Benefits

Automatic Silver Elite Status (as long as you remain an IHG One Rewards Traveler Cardmember)
Redeem 3 nights, get 4th night free
IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
Earn 10,000 bonus points after spending $10,000 each calendar year

Customer Reviews & Redemptions

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