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IHG One Rewards Traveler Credit Card

Rates and Fees

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Annual Fee: $0

Bonus Miles
Bonus Points
80,000
Recommended Credit
670 - 850
Current Offer

Earn 80,000 Bonus Points when you spend $2,000 within 3 months of opening an account.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
80,000
Bonus Points

Earn 80,000 Bonus Points when you spend $2,000 within 3 months of opening an account.

Summary

The IHG Rewards Traveler Credit Card is a co-branded hotel rewards credit card designed for travelers who occasionally stay at IHG (InterContinental Hotels Group) properties, which include well-known brands like Holiday Inn and Crowne Plaza. It offers opportunities to earn IHG Rewards points on eligible purchases and provides various hotel-related benefits.

Earning Rewards

  • Up to 17X per $1 spent at IHG Hotels & Resorts (5X points with this card, up to 10X points from IHG® for being an IHG One Rewards Member, and up to 2X points from IHG® with Silver Elite Status, a benefit of this card)
  • 3X per $1 spent on monthly bills, at gas stations, and restaurants
  • 2X per $1 on everyday purchases

Additional Benefits

  • Automatic Silver Elite Status (as long as you remain an IHG One Rewards Traveler Cardmember)
  • Redeem 3 nights, get 4th night free
  • Earn 10,000 bonus points after spending $10,000 each calendar year

Foreign Transaction Fee

  • None

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60,000
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Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
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Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
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✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

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✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

IHG One Rewards Traveler Credit Card

CURRENT OFFER

80,000

Bonus Points

Earn 80,000 Bonus Points when you spend $2,000 within 3 months of opening an account.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
REWARDS RATE
ANNUAL FEE
Our Score
82
Annual fee (20%)
10
Welcome Offer (20%)
6
Point Redemption Value (20%)
4
Rewards Rates (15%)
7
Benefits (15%)
8
Travel Protections (10%)
2
Our Mission
Our Methodology

My Take

Comparable Cards

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

  • Opportunity to earn IHG Rewards points for stays at IHG properties and everyday spending
  • Gold Elite status within the IHG Rewards program, which includes hotel perks
  • A fourth night free benefit when redeeming points for award stays

Cons

  • Premium benefits are tailored to IHG properties and may not be as beneficial for travelers who prefer other hotel chains

Rewards Summary

  • Up to 17X per $1 spent at IHG Hotels & Resorts (5X points with this card, up to 10X points from IHG® for being an IHG One Rewards Member, and up to 2X points from IHG® with Silver Elite Status, a benefit of this card)
  • 3X per $1 spent on monthly bills, at gas stations, and restaurants
  • 2X per $1 on everyday purchases

Additional Benefits

  • Automatic Silver Elite Status (as long as you remain an IHG One Rewards Traveler Cardmember)
  • Redeem 3 nights, get 4th night free
  • Earn 10,000 bonus points after spending $10,000 each calendar year

Customer Reviews & Redemptions

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IHG One Rewards Traveler Credit Card

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