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Scotiabank Gold American Express® Card

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Rates and Fees

Annual Fee: $120 CAD

Bonus Miles
40,000
Recommended Credit
670 - 850
Current Offer

Earn 20,000 Scene+ points when you spend $1,000 in the first 3 months. Earn another 20,000 Scene+ points when you spend $7,500 in the first 12 months.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

All information about the Scotiabank Gold American Express® Card has been collected independently by Daily Drop.

‍

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

40,000

Earn 20,000 Scene+ points when you spend $1,000 in the first 3 months. Earn another 20,000 Scene+ points when you spend $7,500 in the first 12 months.

All information about the Scotiabank Gold American Express® Card has been collected independently by Daily Drop.

‍

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Summary

This is a pretty solid card for simple but meaningful rewards. Scene+ points can be used to offset travel purchases directly at a rate of one cent per point. So, the 40,000 points you earn from signing up for the card can cover $400 worth of general travel expenses, which is not too shabby.

Earning Rewards

  • 6X points per $1 at Sobeys, Safeway, Freshco, and Foodland
  • 5X points per $1 on dining and food delivery
  • 5X points per $1 on entertainment purchases
  • 3X points per $1 on gas and transit
  • 3X points per $1 on streaming services
  • 1X points per $1 on everything else

Additional Benefits

  • No foreign transaction fees
  • Offset travel purchases at a rate of one cent per point
  • Eligible for Amex offers
  • Priority Pass membership (no complimentary visits)

Foreign Transaction Fee

  • None

Also consider

Scotiabank Passport® Visa Infinite* Card

Scotiabank Passport® Visa Infinite* Card

Scotiabank Passport® Visa Infinite* Card

Annual Fee: $150 CAD

Rates & Fees   |  Terms Apply
35,000
Earn up to $1,100+ in value in the first 12 months, including up to 35,000 bonus Scene+ points.
35,000
Earn up to $1,100+ in value in the first 12 months, including up to 35,000 bonus Scene+ points.
Much like the earlier Scotiabank card on this list, this card earns Scene+ points which can be used to directly offset travel purchases at one cent per point in value. What makes this card stand out, however, is that is has no foreign transaction fees - a rarity here in Canada.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
American Express Cobalt® Card

American Express Cobalt® Card

American Express Cobalt® Card

Annual Fee: $155.88 CAD

Rates & Fees   |  Terms Apply
15,000
Bonus Points
Earn 1,250 Membership Rewards points for every month you spend $750 (for the first 12 months).
15,000
Bonus Points
Earn 1,250 Membership Rewards points for every month you spend $750 (for the first 12 months).
This is certainly one of the best starter cards for Canadians. Not only does it have a low monthly fee, but it also earns valuable Membership Rewards points that can be transferred to airline and hotel programs. It's a valuable card without the high price tag or fuss of a premium card. *All information about the American Express Cobalt® Card has been collected independently by Daily Drop.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take