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Southwest® Rapid Rewards® Performance Business Credit Card

Rates and Fees

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Annual Fee: $199

Bonus Miles
Bonus Points
80,000
Recommended Credit
670 - 850
Current Offer

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
80,000
Bonus Points

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

Summary

The Southwest® Rapid Rewards® Performance Business Credit Card is an ideal choice for business owners who frequently travel and value the Southwest Airlines experience. It provides an extensive array of premium travel benefits and opportunities to earn Rapid Rewards points, Southwest's loyalty currency. With this card, you can maximize your business travel with features such as priority boarding, inflight Wi-Fi credits, and a substantial annual statement credit, along with the potential to earn the coveted Southwest Companion Pass.

Earning Rewards

  • 4X per $1 on Southwest purchases
  • 3X per $1 on Rapid Rewards hotel and car rental partners
  • 2X per $1 on local transit and commuting, including ride share and on on social media and search engine advertising, internet, cable, and phone services
  • 1X per $1 on everyday purchases

Additional Benefits

  • 9,000 points each year after your Cardmember anniversary
  • Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when you use your card.
  • 4 Upgraded Boardings per year when available

Foreign Transaction Fee

  • None

Also consider

Southwest® Rapid Rewards® Premier Business Credit Card

Southwest® Rapid Rewards® Premier Business Credit Card

Southwest® Rapid Rewards® Premier Business Credit Card

60,000
Bonus Points
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
60,000
Bonus Points
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
The Southwest® Rapid Rewards® Premier Business Credit Card is a co-branded airline credit card designed for business owners and Southwest Airlines enthusiasts. It offers a range of benefits, including opportunities to earn Rapid Rewards points on business purchases, annual anniversary points, and in-flight savings, making it a valuable choice for businesses that frequently fly with Southwest Airlines.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Southwest® Rapid Rewards® Performance Business Credit Card

CURRENT OFFER

80,000

Bonus Points

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

Comparable Cards

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

  • Extensive opportunities to earn Rapid Rewards points for both business expenses and personal travel
  • The substantial annual statement credit offsets the card's annual fee, making it a cost-effective choice
  • Valuable inflight Wi-Fi credits
  • Global Entry/TSA PreCheck fee credit
  • Access to a dedicated business customer service line ensures prompt assistance for your business needs

Cons

  • Comes with an annual fee
  • The premium benefits are tailored to Southwest Airlines and may not be as beneficial for travelers who prefer other airlines

Rewards Summary

  • 4X per $1 on Southwest purchases
  • 3X per $1 on Rapid Rewards hotel and car rental partners
  • 2X per $1 on local transit and commuting, including ride share and on on social media and search engine advertising, internet, cable, and phone services
  • 1X per $1 on everyday purchases

Additional Benefits

  • 9,000 points each year after your Cardmember anniversary
  • Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when you use your card.
  • 4 Upgraded Boardings per year when available

Customer Reviews & Redemptions

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Southwest® Rapid Rewards® Performance Business Credit Card

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