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United℠ Business Card

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Annual Fee: $0 intro annual fee the first year, then $99

Bonus Miles

75,000

Recommended Credit

670 - 850

Current Offer

Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

75,000

Bonus Miles

Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

Summary

The United℠ Business Card is a co-branded business travel credit card designed for business owners and employees who frequently fly with United Airlines and its partner airlines. It offers a range of valuable travel benefits, including priority boarding, free checked bags, and opportunities to earn United MileagePlus miles.

Earning Rewards

2X miles per $1 on United purchases
2X miles per $1 at gas stations, on dining including eligible delivery services, at office supply stores, on local transit and commuting, including ride share services, taxicabs, train tickets, tolls and mass transit
1X mile per $1 on everyday purchases

‍

Additional Benefits

Receive a 5,000-mile "better together" bonus each anniversary when you have both the United^SM Business Card and a personal Chase United^® credit card.
Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club^SM one-time passes per year, and priority boarding privileges.
$100 United^® travel credit after 7 United flight purchases of $100 or more each anniversary year.
United MileagePlus members can receive a discount on a CLEAR membership based on their status and/or card membership.
Employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
Member FDIC

Foreign Transaction Fee

None

Also consider

Marriott Bonvoy Business® American Express® Card

Annual Fee: $125

Rates & Fees | Terms Apply

3 Free Night Awards

Bonus Points

Earn 3 Free Night Awards after spending $6,000 in purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.

3 Free Night Awards

Bonus Points

If you’re a Marriott loyalist and have a small business or side hustle (e.g. freelancing, Etsy, etc.), this is an excellent card. It has a super reasonable annual fee for the benefits you get (e.g. Gold Elite status, late check out and room upgrades when available, 15 elite night credits, and a free night award on your card's anniversary).

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take

🏆 Best for frequent United flyers

United℠ Explorer Card

🏆 Best for frequent United flyers

$0 intro annual fee the first year, then $95

Rates & Fees | Terms Apply

60,000

Bonus Miles

LIMITED TIME OFFER

Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

60,000

Bonus Miles

Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

The United Explorer Card is a co-branded airline credit card designed for individuals who frequently travel with United Airlines. It offers United MileagePlus miles for spending, a free checked bag, and other travel benefits, making it a suitable choice for those who want to earn rewards and enjoy perks when flying with United.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take

United℠ Business Card

CURRENT OFFER

75,000

Bonus Miles

Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Click to Learn More!Rates & Fees

REWARDS RATE

ANNUAL FEE

Our Score

Annual fee (20%)

Welcome Offer (20%)

Point Redemption Value (20%)

Rewards Rates (15%)

Benefits (15%)

Travel Protections (10%)

My Take

Comparable Cards

No items found.

FULL COMPARISON

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

Opportunity to earn United MileagePlus miles on everyday business expenses and United purchases
Free checked bags for the cardholder and eligible companions on United flights can result in significant savings
Priority boarding and travel benefits
Access to additional United MileagePlus miles when reaching specific spending thresholds

‍

Cons

Comes with an annual fee
The premium benefits are tailored to United Airlines and its partners, so it's best for those who frequently fly with these airlines

‍

Rewards Summary

2X miles per $1 on United purchases
2X miles per $1 at gas stations, on dining including eligible delivery services, at office supply stores, on local transit and commuting, including ride share services, taxicabs, train tickets, tolls and mass transit
1X mile per $1 on everyday purchases

‍

Additional Benefits

Receive a 5,000-mile "better together" bonus each anniversary when you have both the United^SM Business Card and a personal Chase United^® credit card.
Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club^SM one-time passes per year, and priority boarding privileges.
$100 United^® travel credit after 7 United flight purchases of $100 or more each anniversary year.
United MileagePlus members can receive a discount on a CLEAR membership based on their status and/or card membership.
Employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
Member FDIC

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