A historically solid hotel business card just got a major overhaul with an elevated welcome offer, different earning structures, some BIG swaps in its perks and benefits, but… also an increase to its annual fee. I’m not so sure I like it… but what do you think??
Happy Friday, y’all! You might be clutching your pearls with this newsletter because…
We can say bank words that we normally aren’t allowed to, and we can even show actual card art, too 🥹
Holy moly, it’s a Good Friday indeed. So let’s get to it:
🔥 Most flexible welcome offer EVER: Earn up to 75k Chase Ultimate Rewards®
Okay y’all… listen up.
Right now, you can earn up to 75,000 Chase Ultimate Rewards® on a card with NO annual fee… 🤯
Let me introduce you to the Ink Business Cash® Credit Card!
And if you’re already experiencing a mental block because you read the word “business” in the name, HOLD UP.
I have some questions for you…
Are you a freelance photographer?
Do you have a blog that generates some income?
Are you a petsitter?
Are you selling home-made products on Etsy?
Do you have literally any other side hustle?
If you answered yes to any of those questions, then this card is perfect for you and your small business.
But for starters, the Ink Business Cash® Credit Card is, well, a cash-back card.
Its welcome offer gives you the ability to earn up to $750 bonus cash-back (e.g. 75,000 Chase Ultimate Rewards®) after spending $6,000 in the first six months of having this card.
But here’s where I think this offer becomes super valuable…
If you’re concerned about being able to hit that minimum spend, I have GREAT news for you.
You’ll have the ability to earn $350 (35,000 Chase Ultimate Rewards®) when you spend just $3,000 in the first three months… BUT you can then earn the remaining $400 (40,000 Chase Ultimate Rewards®) if you’re able to reach that $6,000 total spend in the first six months!
Earning a welcome offer is usually an all or none deal, but you have ULTIMATE FLEXIBILITY with this one 🤗
So no matter if you’re able to reach $3,000 or $6,000 (or anywhere in between), you’ll walk away with a solid stack of Chase Ultimate Rewards® that can be used for amazing travel redemptions.
But… Chase Ultimate Rewards®? I thought you said it’s a cash-back card??
Well, my inquisitive reader, if you hold a card that already earns Chase Ultimate Rewards® (like our most popular card, the Chase Sapphire Preferred® Card), those cash-back earnings can actually be transformed into the insanely valuable Chase Ultimate Rewards® points 🎉
And I haven’t even told you about the card’s earning structure yet…
You will earn:
5% cash-back per $1 (or 5X points) on the first $25,000 spent in combined purchases each account anniversary year at office supply stores, internet, cable, and phone services
5% cash-back per $1 (or 5X points) on Lyft rides through March 2025
2% cash-back per $1 (or 2X points) on the first $25,000 spent in combined purchases each account anniversary year at gas stations and restaurants
1% cash-back per $1 (or 1X points) on all other purchases
If you’re able to earn the full welcome offer of $750 bonus cash-back (and you want to maximize your earnings, duh), you’ll want to turn that cash-back bonus into Chase Ultimate Rewards®—like I mentioned earlier.
And lucky for you, those newly converted 75,000 Chase Ultimate Rewards® will no longer be worth just $750 as the cash-back bonus says…
*Clears throat dramatically*
You see, Chase has a cornucopia of amazing transfer partners like Hyatt, British Airways, United, Southwest, and more.
For example, if you transferred those 75,000 points to Hyatt, you could book five nights at this gorgeous hotel in Long Beach, California.
And if that doesn’t sound like a lot, a five-night stay at this property would run you… wait for it… almost $2,200… 🤯
If you’re more of a Europe gal, I’ve got more good news for you.
You could transfer those points to KLM/Air France Flying Blue and book TWO round-trips to Europe from the U.S….
And you’d still have 15,000 points left over in the end.
So here’s the bottom line, folks…
This is a pretty amazing deal. It’s not often we see a card with no annual fee that can unlock thousands of dollars in value like this.
So if you’re interested in adding a lovely card to your wallet and racking up tens of thousands of points (or hundreds of dollars in cash back) in the process, I highly encourage you to check this out.
💡Plus, enjoy a 10% Business Relationship Bonus as a reward for choosing Chase with this welcome offer.
If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary, you’ll earn a one-time 10% bonus of all eligible cash back earned in your first year. That means if you earn $2,500 in cash back, you’ll get a $250 bonus. Offer is only available for Ink Business Cash cards opened between March and November 2024.
Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included on this website.
♿️ United launches new inclusivity feature
I figured after an in-depth credit card feature, we could use some wholesome reading ☺️
It’s no surprise that travelers who are wheelchair-bound face far more challenges when it comes to flying than those of us who don’t need to rely on a wheelchair.
And as a former healthcare provider who regularly worked with wheelchair users, I’m all for inclusivity.
So it’s really cool to see that United will soon be launching a new feature—both on their website and app—that will allow wheelchair users to search for routes with planes that can appropriately accommodate their chairs.
This is currently still in beta testing, but once it’s live, passengers will be able to toggle on this feature, add any additional details (e.g. like dimensions of their wheelchair), and be presented with a customized list of itineraries that will work for them and their medical equipment 👇
Itineraries showing “WHEELCHAIR FITS” filter. Courtesy of United.
This is actually really important because the size of the cargo hold can differ significantly between aircraft.
PLUS, United will also offer a refund for any fare difference if the wheelchair-filtered route that the passenger must take is more expensive.
There are a handful of other details in the works regarding United’s accessibility initiatives that you can read here.
But good job, United! Way to be more inclusive and accessible for ALL travelers ☺️
Current Transfer Bonuses
20-40% bonus from Capital One to Etihad Guest (ends March 31st)
20% bonus from MR points to Etihad Guest (ends April 4th)
25% bonus from Thank You points to Avianca LifeMiles (ends April 14th)
25% bonus from UR points to Air France-KLM Flying Blue (ends April 30th)
PLUS, there are 7 cards with elevated offers right now!
What if I told you there was a magical place in a faraway (digital) land where people gathered together to talk about all things travel, credit cards, and miles and points?
Well… that place is real, and it’s called the Daily Drop Lounge!
The Lounge is our lovely community space where you can learn from others and share your own travel wins. Check out this comment! 👇
That brings another week in the travel world to a close! But if any of you also indulge in our weekly round-up newsletter, I’ll see you all there this weekend 🤗
If not, have a lovely Saturday and Sunday, and we’ll see you again on Monday!
