To buy or not to buy (miles)?

Good morning from… Hong Kong! 🇭🇰

I have some business to attend to here in one of my favorite cities in the world, but not before the more important business:

• ✈️ Should you buy Aeroplan points?

• 🏨 Get 3k bonus points per night at this hotel brand

• 🎥 How to climb the credit card ladder

✈️ Should you buy Aeroplan points?

We haven’t talked about Aeroplan in a while, but it’s still one of the best (if not the single best) airline points programs out there.

Because of their massive list of over 50 airline partners and their many sweet spots, Aeroplan points are a great choice for anybody in any part of the world.

Obviously, transferring points from credit cards is the best way to rack them up…

But also, they’re currently offering an 80% bonus on purchased points, which could be valuable.

Here’s the deal:

Until December 11th, you can get an 80% bonus when you buy at least 15,000 Aeroplan points.

This sale isn’t for everyone or every situation… but here’s where it could be really useful:

Aeroplan has numerous “sweet spots” in business class, including flying from the U.S. to Europe for 60,000 points on airlines like Lufthansa, United, and even Singapore Airlines. 👇

If you were to buy this flight outright with cash, it would cost you almost $6,000 on a good day, and often far more than that.

With this points bonus, however, you can buy 35,000 points, get a 28,000-point bonus, and have enough to book the same flight for $1,225 CAD, which is only about $877 USD.

It’s not cheap, but for eight hours in one of the world’s best business-class seats, it’s a GREAT deal.

If you wanted to go for quantity over quality, you could also book a business-class flight from the West Coast to Japan for just 55,000 Aeroplan points, which would only cost you $750.

Again, not cheap - but not bad for 10 hours in business class on airlines like ANA.

So here’s the bottom line:

This deal is for people who want to fly in comfort and are willing to shell out some extra money to make it happen.

If that sounds like your cup of tea, you could fly on world-class airlines for pennies on the dollar.

Just make sure you hop on this before it ends on December 11th.

🏨 Get 3k bonus points per night at this hotel brand

Hyatt is back with, unsurprisingly, another freaking awesome offer.

This time, though, it involves a brand that I suspect few of you are aware of…

Here’s the deal:

Hyatt is offering 3,000 bonus points per night when you stay at their Hyatt Vacation Club properties.

These are basically timeshare residence-style properties, but you don’t need to be a timeshare owner - you can just book a stay there, and it also counts toward Hyatt’s Brand Explorer.

Here are the details of the offer:

• You must register for the offer before booking your stays

• Stays are eligible between now and March 30, 2025

As you can see, this is a huge timeframe, which is great.

And while many of these Vacation Club properties are on the fancier, more expensive side, there are some really affordable ones in the U.S.

At the above property, you’d be spending about $150 per night and earning 3,000 points in return (plus 750 points just for being a Hyatt member).

At this rate, each night you stay at a property like that would earn you enough points for another free night at a property like this one:

Since Hyatt points are so valuable (usually worth at least two cents a piece), this is an incredible return on your spend.

Hyatt has Vacation Club locations all around the U.S. and Mexico, ranging from Hawaii to Arizona and Branson to Key West.

So, if you’re looking for a relaxing getaway in the next four months, I’d highly encourage you to register for the offer and get a huge return on your dollar bills.

We’re climbing the credit card ladder in this week’s YouTube video, and if your first reaction is huh? A credit card what?

All the more reason to go check it out 😎

If you want a little teaser, consider the credit card ladder as a way to go from a lower-tiered, beginner card without any travel benefits to some of the “top dog” cards in luxury travel.

After all, if you’re just starting out, you can’t expect to be approved for the more premium cards right off the bat.

Brendan will share some more insight and strategies around this concept, which you can watch here 👇

That’s all for today, y’all! Just so you know, we are off tomorrow and Friday. I don’t know why, but I think it has something to do with food… and the Pilgrims…?

But Tiffany will be back with a Weekend Roundup newsletter, so you can plan on that!

Anyway, I hope many of you will get to enjoy some relaxing long weekends, and I look forward to seeing you again on Monday.

Cheers,

22.3193° N, 114.1694° E