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Having a hotel credit card can offer several benefits and perks that can be advantageous for travelers who frequently stay at specific hotel chains. Some of these perks include the ability to accumulate hotel-specific miles and points, gain elite status, free night awards, anniversary benefits, and other hotel-specific perks like upgraded rooms, amenities, and free breakfast. Each card's benefits will vary, but we've listed some of our top picks to help you narrow down your choice!
Best entry-level Hilton card
Best entry-level Hilton card
Annual Fee: $0
🏆 Best for Hilton Gold Status
🏆 Best for Hilton Gold Status
Annual Fee: $150
🏆 Best for Marriott free nights
🏆 Best for Marriott free nights
Annual Fee: $95
🏆 Best for IHG Loyalists
🏆 Best for IHG Loyalists
Annual Fee: $99
🏆 Best for Hyatt free nights
🏆 Best for Hyatt free nights
Annual Fee: $95
🏆 Best for Marriott loyalists
🏆 Best for Marriott loyalists
Annual Fee: $650
Annual Fee: $250
🏆 Best for Hilton loyalists
🏆 Best for Hilton loyalists
Annual Fee: $550
Annual Fee: $195
Annual Fee: $199
🏆 Daily Drop's Most Popular Card
🏆 Daily Drop's Most Popular Card
Annual Fee: $95
🏆 Best Chase Welcome Offer
🏆 Best Chase Welcome Offer
Annual Fee: $95
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Having a hotel credit card can offer several benefits and perks that can be advantageous for travelers who frequently stay at specific hotel chains. Some of these perks include the ability to accumulate hotel-specific miles and points, gain elite status, free night awards, anniversary benefits, and other hotel-specific perks like upgraded rooms, amenities, and free breakfast. Each card's benefits will vary, but we've listed some of our top picks to help you narrow down your choice!
Best entry-level Hilton card
Best entry-level Hilton card
Annual Fee: $0
🏆 Best for Hilton Gold Status
🏆 Best for Hilton Gold Status
Annual Fee: $150
🏆 Best for Marriott free nights
🏆 Best for Marriott free nights
Annual Fee: $95
🏆 Best for IHG Loyalists
🏆 Best for IHG Loyalists
Annual Fee: $99
🏆 Best for Hyatt free nights
🏆 Best for Hyatt free nights
Annual Fee: $95
🏆 Best for Marriott loyalists
🏆 Best for Marriott loyalists
Annual Fee: $650
Annual Fee: $250
🏆 Best for Hilton loyalists
🏆 Best for Hilton loyalists
Annual Fee: $550
Annual Fee: $195
Annual Fee: $199
🏆 Daily Drop's Most Popular Card
🏆 Daily Drop's Most Popular Card
Annual Fee: $95
🏆 Best Chase Welcome Offer
🏆 Best Chase Welcome Offer
Annual Fee: $95
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
If you love hotel hopping or want flexibility in where you stay, a top hotel credit card is your best bet. Look for cards that match your travel preferences—whether you’re into luxury, boutique hotels, or budget-friendly options. Some cards offer great rewards on everyday purchases, while others shine with perks like free nights and room upgrades.
Beyond your hotel stays, many hotel credit cards let you earn points on everyday purchases like dining, gas, and travel. Some cards also feature bonus categories that help you rack up points faster. And don’t forget partner programs! You can often transfer points from airlines or other rewards programs directly to your hotel account, giving you even more opportunities to earn.
[.pro] Free night certificates let you save on future stays [.pro]
[.pro] Complimentary elite status to enjoy perks like late checkout [.pro]
[.pro] Bonus points on travel, dining, or other everyday categories [.pro]
[.pro] Access to exclusive hotel promotions and discounts [.pro]
[.pro] Earn points for future stays with every purchase you make [.pro]
[.con] Redemption rates can vary by property and dates [.con]
[.con] Perks like room upgrades aren’t guaranteed [.con]
At Daily Drop, our editorial team is made up of seasoned travel and credit card experts who have spent years mastering travel rewards and testing the best strategies firsthand. Founder Nate Buchanan, of Kara and Nate, has personally earned and redeemed millions of points and miles over the past 10+ years, saving tens of thousands of dollars on travel. Our team shares similar hands-on experience, ensuring our recommendations are practical, tested, and built on real-world knowledge. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.
Our independent reviews break down rewards, perks, fees, and overall value to help you make informed decisions. We also analyze audience data, considering reader engagement and trends, so our recommendations reflect what actually matters to you.
While we may earn a commission if you apply for a card through our site, our opinions are our own — based solely on expert analysis and firsthand experience, not influenced by any bank, credit card issuer, hotel, airline, or other entity. Our goal is simple: helping you maximize your rewards and travel smarter.
Read our full methodology for more information.
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