The American Express Hilton Honors Surpass® Card is some of the best low hanging fruit in the credit card world. It gives you 10 free visits to any of over 1,300 Priority Pass lounges worldwide and has a $95 annual fee.

Normally it would cost you $32 per visit to enter one of these lounges, meaning this card gives you up to $320 in value from this perk alone. Whether you travel domestically or internationally, this card is perfect for anyone who only needs a few lounge visits per year and doesn't want to break the bank on annual fees.

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Looking for a card with even more lounge perks?

The Platinum Card® from American Express provides more lounge access than any other Credit Card or program on the planet. It includes unlimited visits for you and one guest at all of these major lounge programs:

    • Centurion Lounges (simply by showing up and flashing your card)
    • Priority Pass lounges (you can enroll in this perk from your Amex account - Priority Pass will mail you a membership card!)
    • Plaza Premium lounges (again, just show up to the lounge and present your card)
    • and Delta SkyClubs (when traveling on a Delta flight - again, simply show up at the lounge and give them your platinum card and boarding pass)

By having this card in your wallet you will have multiple lounge options almost anywhere in the U.S. or abroad!

Oh, and don't be intimidated by the $695 annual fee. Between the annual statement credits, Amex offers, travel insurance and more this card can really pay for itself every year.

*Rates & Fees

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Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.