The American Express Hilton Honors Surpass® Card is some of the best low hanging fruit in the credit card world. It gives you 10 free visits to any of over 1,300 Priority Pass lounges worldwide and has a $95 annual fee.


Normally it would cost you $32 per visit to enter one of these lounges, meaning this card gives you up to $320 in value from this perk alone. Whether you travel domestically or internationally, this card is perfect for anyone who only needs a few lounge visits per year and doesn't want to break the bank on annual fees.


*Rates & Fees


Looking for a card with even more lounge perks?


Capital One Venture X Rewards Credit Card

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The Capital One Venture X Rewards Credit Card has had a lot of hype around it since coming out in 2021, and for good reason. The $395 annual fee is basically cancelled out by the $300 annual travel credit and 10,000 annual miles (worth $100) beginning on your first anniversary. What makes things even better is that like many other premium cards, this card comes with unlimited visits to Priority Pass and Plaza Premium lounges for you and two guests and unlimited access to Capital One lounges which will be popping up more and more over the next couple years.
 
If all of that wasn't enough, the Venture X card allows you to add up to four free authorized users, all of whom also get unlimited Priority Pass memberships. If you have multiple people in your household, this card is as good as it gets.

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.