Advertiser Disclosure

Platinum Card® from American Express

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Rates and Fees

Annual Fee: $695

Bonus Miles
Bonus Points
80,000
Recommended Credit
670 - 850
Current Offer

Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

80,000
Bonus Points

Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Summary

The American Express Platinum Card offers some of the best perks available. The welcome bonus of 80,000 points (after spending $8,000 in the first 6 months) is an excellent value, and the $695 is completely offset by spending credits. This card will also net 5x the points on select hotel and flight purchases (up to $500,000 on these purchases per calendar year). Of course, our favorite benefit from this card has to be an entrance to the American Express Global Lounge Collection, which includes access to the Centurion Lounge. Terms and restrictions apply to these fantastic benefits.

Still afraid of the $695 annual fee? Check out our deep dive on this card where we break down exactly how you can justify this annual fee... and even profit off of it.

Plus, you might be eligible to get an elevated welcome offer on the Amex Platinum card by going through CardMatch, a simple and secure tool. Check it out here!

Earning Rewards

  • 5X per $1 up to $500,000 per calendar year on flights booked directly with airlines or through American Express Travel
  • 5X per $1 on eligible prepaid hotels booked including The Hotel Collection
  • 1X per $1 on other purchases, terms and limitations apply

Additional Benefits

  • Global Entry spending credit, after enrollment
  • $200 Hotel and Airline Fee Credit per calendar year
  • Access to American Express Global Lounge Collection®

Foreign Transaction Fee

  • None

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✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

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✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool