Current Offer: 60,000 Ultimate Rewards points after spending $4,000 within the first three months.
Annual Fee: $95
Why it’s great: Ultimate Reward points are worth more when redeemed through the Chase Travel Portal, at 1.25 cents each. So your 60,000 bonus points are worth $750 in free travel! You can also transfer your points at a 1:1 ratio to the following airlines: United, Singapore, British Airways, Korean, Southwest, and Virgin Atlantic (among others!).
Throw in the annual $50 hotel credit (when booked through Chase), the high earning rates, and no foreign transaction fees, and this card is the perfect one-stop shop.