Advertiser Disclosure

Chase Freedom Unlimited®

Rates and Fees

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Annual Fee: $0

Bonus Miles
Cash Back
Up to $300
Recommended Credit
670 - 850
Current Offer

Earn an extra 1.5% on everything you buy (on up to $20k spent in the first year) — worth up to $300 cash-back. That's 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Up to $300
Cash Back

Earn an extra 1.5% on everything you buy (on up to $20k spent in the first year) — worth up to $300 cash-back. That's 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases.

Summary

Earning an extra 1.5% on EVERYTHING you buy (up to $20,000 in the first year) is a solid offer. That's a return worth up to $300 cash-back... if you choose to go the cash-back route.

However, if you have another Chase card that earns transferable Ultimate Rewards points, such as the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve, or the Ink Business Preferred® Credit Card, you can turn your cash-back rewards into those coveted Chase points for greater value and the ability to transfer to airline and hotel partners.

If you don't have another Chase card that earns Chase points... fear not! The Freedom Unlimited is still an excellent starter card, and you can always apply for one of Chase's other cards down the road that will allow you to turn these cash-back rewards into points.

Earning Rewards

  • 5% cash-back (6.5% with current offer up to $20k) per $1 on travel booked through Chase
  • 3% cash-back (4.5% with current offer up to $20k) per $1 on dining and drug stores
  • 1.5% cash-back (3% with current offer up to $20k) per $1 on all other purchases

Additional Benefits

  • Cash-back rewards don't expire as long as account is open

Foreign Transaction Fee

  • 3% of transaction amount in USD

Also consider

🏆 Daily Drop's most popular

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

🏆 Daily Drop's most popular

60,000
Bonus Points
Earn 60,000 Ultimate Rewards points after spending $4,000 within the first 3 months of account opening.
60,000
Bonus Points
Earn 60,000 Ultimate Rewards points after spending $4,000 within the first 3 months of account opening.
The Chase Sapphire Preferred card is a popular travel rewards credit card known for its excellent earning potential—we love it at Daily Drop! Cardholders can redeem their points for travel through the Chase Ultimate Rewards portal or transfer them to various airline and hotel loyalty programs for added flexibility.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for $0 annual fee (business)

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

🏆 Best for $0 annual fee (business)

$750
Cash Back
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
$750
Cash Back
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
The Ink Business Unlimited® Credit Card is one of the BEST business cards on the market with no annual fee! With this card, you can earn unlimited cash back on all your business purchases, and it offers a simple and straightforward way to manage expenses, making it a practical choice for businesses of all sizes.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool