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Chase Sapphire Preferred® Card

Rates and Fees

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Annual Fee: $95

Bonus Miles
Bonus Points
60,000
Recommended Credit
670 - 850
Current Offer

Earn 60,000 Ultimate Rewards points after spending $4,000 within the first 3 months.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
60,000
Bonus Points

Earn 60,000 Ultimate Rewards points after spending $4,000 within the first 3 months.

Summary

The Chase Sapphire Preferred is one of our favorite cards! Ultimate Reward points are extremely valuable, given their flexibility and ability to make an award booking. The points are worth more when redeemed through the Chase Travel Portal, at 1.25 cents each, so your 60,000 bonus points are actually worth $750 in free travel! You can also transfer your points at a 1:1 ratio to a handful of transfer partners (airlines and hotels) for continued travel benefits—and this is probably our favorite way to use Chase points.

Check out our deep dive on this card to learn even more about why this is one of our favorite cards!

Earning Rewards

  • 5X per $1 on travel purchased through Chase TravelSM
  • 3X per $1 on dining, including eligible delivery services, takeout, and dining out
  • 3X per $1 on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
  • 3X per $1 on select streaming services
  • 2X per $1 on travel purchases
  • 1X per $1 on all other purchases

Additional Benefits

  • $50 Annual Chase Travel Hotel Credit, plus more
  • Discounts on DoorDash with free DashPass subscription for one year (if activated by 12/31/24)
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

Foreign Transaction Fee

  • None

Also consider

🏆 Best for travel credits

Chase Sapphire Reserve®

Chase Sapphire Reserve®

Chase Sapphire Reserve®

🏆 Best for travel credits

Annual Fee: $550

Rates & Fees   |  Terms Apply
60,000
Bonus Points
Earn 60,000 Ultimate Rewards points after spending $4,000 within the first three months from account opening.
60,000
Bonus Points
Earn 60,000 Ultimate Rewards points after spending $4,000 within the first three months from account opening.
The Chase Sapphire Reserve® Card is a premium travel credit card tailored for frequent travelers seeking luxury perks and rewards. With a focus on travel benefits, this card offers a generous welcome offer, airport lounge access, travel statement credits, and valuable rewards through the Chase Ultimate Rewards program, making it an excellent choice for travelers.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for $0 annual fee (business)

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

🏆 Best for $0 annual fee (business)

Annual Fee: $0

Rates & Fees   |  Terms Apply
$750
Cash Back
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
$750
Cash Back
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
The Ink Business Unlimited® Credit Card is one of the BEST business cards on the market with no annual fee! With this card, you can earn unlimited cash back on all your business purchases, and it offers a simple and straightforward way to manage expenses, making it a practical choice for businesses of all sizes.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take