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American Express Blue Business Cash™ Card

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Rates and Fees

Annual Fee: $0

Bonus Miles
Cash Back
$250
Recommended Credit
670 - 850
Current Offer

Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

$250
Cash Back

Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Summary

The American Express Blue Business Cash™ Card is a cashback business credit card designed for business owners who want to earn cashback on their business expenses. It offers a straightforward and unlimited cashback structure, making it easy to earn rewards without dealing with complex categories.

Earning Rewards

  • 2% cash-back per $1 on all eligible purchases on up to $50,000 per calendar year
  • 1% cash-back per $1 on purchases thereafter

Additional Benefits

Foreign Transaction Fee

  • 2.7% of transaction amount in USD

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Also consider

Capital One Spark Cash Plus

Capital One Spark Cash Plus

Capital One Spark Cash Plus

$2,000
Cash Back
Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!
$2,000
Cash Back
Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!
The Capital One Spark Cash Plus is a business credit card designed for small and large businesses alike, offering unlimited 2% cash back on all purchases, making it an excellent choice for companies looking to maximize their rewards on business spending.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for $0 Annual Fee (Business)

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

🏆 Best for $0 Annual Fee (Business)

$750
Cash Back
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
$750
Cash Back
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
The Ink Business Unlimited® Credit Card is one of the BEST business cards on the market with no annual fee! With this card, you can earn unlimited cash back on all your business purchases, and it offers a simple and straightforward way to manage expenses, making it a practical choice for businesses of all sizes.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

American Express Blue Business Cash™ Card

CURRENT OFFER

$250

Cash Back

Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

REWARDS RATE
ANNUAL FEE
Our Score
82
Annual fee (20%)
10
Welcome Offer (20%)
2
Point Redemption Value (20%)
9
Rewards Rates (15%)
7
Benefits (15%)
1
Travel Protections (10%)
10
Our Mission
Our Methodology

My Take

Comparable Cards

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

  • Straightforward cashback rewards on all eligible purchases
  • No annual fee
  • Access to expense management tools and features, making accounting and budgeting easier

Cons

  • The cashback rate may be lower compared to some specialized category-specific business cards

Rewards Summary

  • 2% cash-back per $1 on all eligible purchases on up to $50,000 per calendar year
  • 1% cash-back per $1 on purchases thereafter

Additional Benefits

Customer Reviews & Redemptions

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How to make the most of your

American Express Blue Business Cash™ Card

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Authors

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

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