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Capital One Savor Student Cash Rewards Credit Card

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Rates and Fees

Annual Fee: $0

Bonus Miles
Recommended Credit
Limited or No Credit History
Current Offer

Earn unlimited 3% cash-back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment, and popular streaming services.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Earn unlimited 3% cash-back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment, and popular streaming services.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.

Summary

The Capital One Savor Student Cash Rewards Credit Card offers unlimited 3% cash-back on dining, entertainment, popular streaming services, and grocery stores (excluding superstores like Walmart and Target). It also offers 1% cash-back on all other purchases. Rewards don't expire for the life of the account, and you can redeem cash-back for any amount, making it a great starter card.

Earning Rewards

  • 8% cash-back on entertainment purchases when you book through Capital One Entertainment
  • 3% cash-back per $1 on grocery stores (excluding Walmart and Target), dining, entertainment, and popular streaming services
  • 1% cash-back per $1 on all other purchases 

Additional Benefits

  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Earn up to $500 a year by referring friends and family once they're approved for a Capital One credit card

Foreign Transaction Fee

  • None

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.

Also consider

Capital One Quicksilver Rewards for Students

Capital One Quicksilver Rewards for Students

Capital One Quicksilver Rewards for Students

$50
Cash Back
This card offers a $50 cash bonus when you spend $100 in the first three months of account opening.
$50
Cash Back
This card offers a $50 cash bonus when you spend $100 in the first three months of account opening.
The Capital One Quicksilver Student Cash Credit Card is a great choice for students, offering unlimited 1.5% cash-back on all purchases without an annual fee, helping them build credit while earning rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Best for 2X on Everyday Spending

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Best for 2X on Everyday Spending

75,000
Bonus Miles
Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening.
75,000
Bonus Miles
Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening.
The Capital One Venture Rewards credit card makes travel rewarding and easy. Earn miles on every purchase, which you can redeem for various travel expenses like flights, hotels, and car rentals. Plus, with no foreign transaction fees, it’s an ideal choice for international travel. If you’re looking to maximize rewards without crazy fees, this card would be a great addition to your wallet. This one continues to be a Daily Drop favorite.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Capital One Savor Student Cash Rewards Credit Card

CURRENT OFFER

Earn unlimited 3% cash-back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment, and popular streaming services.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

Comparable Cards

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

  • No annual fee
  • The card might be a good fit if you tend to spend heavily within the 3% cash back categories
  • Credit building opportunity without extreme fees

Cons

Rewards Summary

  • 8% cash-back on entertainment purchases when you book through Capital One Entertainment
  • 3% cash-back per $1 on grocery stores (excluding Walmart and Target), dining, entertainment, and popular streaming services
  • 1% cash-back per $1 on all other purchases 

Additional Benefits

  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Earn up to $500 a year by referring friends and family once they're approved for a Capital One credit card

Customer Reviews & Redemptions

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Capital One Savor Student Cash Rewards Credit Card

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For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.

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