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Citi Double Cash® Card

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Rates and Fees

Annual Fee: $0

Bonus Miles
Cash Back
$200
Recommended Credit
580 - 740+
Current Offer

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

All information about the Citi Double Cash® Card has been collected independently by Daily Drop.

$200
Cash Back

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.

All information about the Citi Double Cash® Card has been collected independently by Daily Drop.

Summary

The Citi® Double Cash Card is a cash-back credit card known for its simple yet effective rewards structure. Cardholders can earn cash-back twice—once when making purchases and again when they pay off those purchases. This makes it a valuable choice for those who prefer uncomplicated and rewarding cash-back programs. Plus, there are no category restrictions or caps on how much you can earn.

Additionally, you do have the option to use these rewards as Citi ThankYou® points when you redeem for travel through the Citi Travel Portal. You can also transfer them to a limited number of Citi's partners: JetBlue TrueBlue, Wyndham Rewards, and Choice Privileges. If you also hold the Citi Premier® Card, you can actually combine these points and unlock access to Citi's entire library of transfer partners for increased value!

Earning Rewards

  • 5% cash-back on select Citi travel bookings (additional 3% back on hotels, car rentals, and attractions booked through the Citi Travel portal until 12/31/24). This is on top of the 1% when you buy and 1% when you pay)
  • 2% cash-back on all purchases (earn 1% when you buy, and 1% as you pay)

Additional Benefits

  • No restrictions on spending categories or spending caps

Foreign Transaction Fee

  • None

Also consider

Capital One Spark Cash Plus

Capital One Spark Cash Plus

Capital One Spark Cash Plus

$2,000
Cash Back
Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!
$2,000
Cash Back
Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!
The Capital One Spark Cash Plus is a business credit card designed for small and large businesses alike, offering unlimited 2% cash back on all purchases, making it an excellent choice for companies looking to maximize their rewards on business spending.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
American Express Cash Magnet® Card

American Express Cash Magnet® Card

American Express Cash Magnet® Card

Cash Back
No welcome offer available.
Cash Back
No welcome offer available.
The information for this card has expired, and the card is no longer open to new applicants. All information about the American Express Cash Magnet Card has been collected independently by Daily Drop.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Citi Double Cash® Card

CURRENT OFFER

$200

Cash Back

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

All information about the Citi Double Cash® Card has been collected independently by Daily Drop.

REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

Comparable Cards

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

  • A simple and generous cashback structure with cashback on all eligible purchases
  • An introductory 0% APR offer on balance transfers for a specified period, which can be helpful for those looking to consolidate debt
  • Access to Citi's online tools and resources for managing your finances

Cons

  • The card does not typically offer a traditional signup bonus
  • The cash back rate may be lower compared to some specialized category-specific cash back cards

Rewards Summary

  • 5% cash-back on select Citi travel bookings (additional 3% back on hotels, car rentals, and attractions booked through the Citi Travel portal until 12/31/24). This is on top of the 1% when you buy and 1% when you pay)
  • 2% cash-back on all purchases (earn 1% when you buy, and 1% as you pay)

Additional Benefits

  • No restrictions on spending categories or spending caps

Customer Reviews & Redemptions

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The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. 

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Citi Double Cash® Card

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