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Citi Double Cash® Card

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Rates and Fees

Annual Fee: $0

Bonus Miles
Cash Back
$200
Recommended Credit
580 - 740+
Current Offer

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

All information about the Citi Double Cash® Card has been collected independently by Daily Drop.

$200
Cash Back

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.

All information about the Citi Double Cash® Card has been collected independently by Daily Drop.

Summary

The Citi® Double Cash Card is a cash-back credit card known for its simple yet effective rewards structure. Cardholders can earn cash-back twice—once when making purchases and again when they pay off those purchases. This makes it a valuable choice for those who prefer uncomplicated and rewarding cash-back programs. Plus, there are no category restrictions or caps on how much you can earn.

Additionally, you do have the option to use these rewards as Citi ThankYou® points when you redeem for travel through the Citi Travel Portal. You can also transfer them to a limited number of Citi's partners: JetBlue TrueBlue, Wyndham Rewards, and Choice Privileges. If you also hold the Citi Premier® Card, you can actually combine these points and unlock access to Citi's entire library of transfer partners for increased value!

Earning Rewards

  • 5% cash-back on select Citi travel bookings (additional 3% back on hotels, car rentals, and attractions booked through the Citi Travel portal until 12/31/24). This is on top of the 1% when you buy and 1% when you pay)
  • 2% cash-back on all purchases (earn 1% when you buy, and 1% as you pay)

Additional Benefits

  • No restrictions on spending categories or spending caps

Foreign Transaction Fee

  • None

Also consider

Capital One Spark Cash Plus

Capital One Spark Cash Plus

Capital One Spark Cash Plus

$2,000
Cash Back
Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!
$2,000
Cash Back
Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!
The Capital One Spark Cash Plus is a business credit card designed for small and large businesses alike, offering unlimited 2% cash back on all purchases, making it an excellent choice for companies looking to maximize their rewards on business spending.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Citi Double Cash® Card

CURRENT OFFER

$200

Cash Back

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

All information about the Citi Double Cash® Card has been collected independently by Daily Drop.

REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

Comparable Cards

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

  • A simple and generous cashback structure with cashback on all eligible purchases
  • An introductory 0% APR offer on balance transfers for a specified period, which can be helpful for those looking to consolidate debt
  • Access to Citi's online tools and resources for managing your finances

Cons

  • The card does not typically offer a traditional signup bonus
  • The cash back rate may be lower compared to some specialized category-specific cash back cards

Rewards Summary

  • 5% cash-back on select Citi travel bookings (additional 3% back on hotels, car rentals, and attractions booked through the Citi Travel portal until 12/31/24). This is on top of the 1% when you buy and 1% when you pay)
  • 2% cash-back on all purchases (earn 1% when you buy, and 1% as you pay)

Additional Benefits

  • No restrictions on spending categories or spending caps

Customer Reviews & Redemptions

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How to make the most of your

Citi Double Cash® Card

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