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Delta SkyMiles® Gold American Express Card

Name: Delta SkyMiles® Gold American Express Card Review
Item: Delta SkyMiles® Gold American Express Card
Rating: 3.5
Author: McKay Moffitt

Learn More

Rates and Fees

$0 intro annual fee the first year, then $150

Bonus Miles

80,000

Recommended Credit

670 - 850

Current Offer

Earn 80,000 Bonus Miles after you spend $3,000 in your first 6 months of Card Membership.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

80,000

Bonus Miles

ELEVATED OFFER

Earn 80,000 Bonus Miles after you spend $3,000 in your first 6 months of Card Membership.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Summary

The Delta SkyMiles® Gold Amex card is a co-branded travel credit card designed for individuals who frequently fly with Delta Airlines. It offers several travel benefits, including priority boarding, in-flight discounts, and opportunities to earn Delta SkyMiles on eligible purchases. Plus, this is a budget-friendly credit card for frequent Delta flyers with its $0 introductory annual fee for the first year, then $150 after that.

Earning Rewards

2X per $1 on Delta purchases
2X per $1 at restaurants and U.S. supermarkets
1X per $1 on all other eligible purchases

Additional Benefits

Get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
$200 Delta Flight Credit: After you spend $10,000 in purchases in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
Check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.‍
$100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
Delta SkyMiles members can receive a discount on a CLEAR membership based on their SkyMiles status.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Foreign Transaction Fee

Rates and Fees

None

Also consider

🏆 Best for frequent Delta flyers

Delta SkyMiles® Platinum American Express Card

🏆 Best for frequent Delta flyers

Annual Fee: $350

Rates & Fees | Terms Apply

90,000

Bonus Miles

ELEVATED OFFER

Earn 90,000 Bonus Miles after you spend $4,000 in your first 6 months of Card Membership.

90,000

Bonus Miles

Earn 90,000 Bonus Miles after you spend $4,000 in your first 6 months of Card Membership.

The Delta SkyMiles Platinum American Express Card is a travel rewards credit card designed for frequent Delta Air Lines travelers, offering benefits such as priority boarding, a free first checked bag, and opportunities to earn and redeem SkyMiles for flights, making it an ideal choice for Delta loyalists. While it does come with a moderate annual fee, the card provides valuable perks and rewards for those who regularly fly with Delta.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take

🏆 Best for restaurants

American Express® Gold Card

🏆 Best for restaurants

Annual Fee: $325

Rates & Fees | Terms Apply

60,000

Bonus Points

Earn 60,000 Membership Rewards® Points after you spend $6,000 on your new Card in your first 6 months of Card Membership.

60,000

Bonus Points

Earn 60,000 Membership Rewards® Points after you spend $6,000 on your new Card in your first 6 months of Card Membership.

The American Express Gold Card is a premium card that offers lucrative rewards for dining at restaurants worldwide and U.S. supermarkets, along with valuable travel benefits, making it an excellent choice for foodies and frequent travelers. While it does come with an annual fee, the card's combination of rewards and perks can provide substantial value to those who frequently dine out and travel.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take

Delta SkyMiles® Gold American Express Card

CURRENT OFFER

ELEVATED OFFER

80,000

Bonus Miles

Earn 80,000 Bonus Miles after you spend $3,000 in your first 6 months of Card Membership.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Learn More Rates & Fees

REWARDS RATE

ANNUAL FEE

Our Score

Annual fee (20%)

Welcome Offer (20%)

Point Redemption Value (20%)

Rewards Rates (15%)

Benefits (15%)

Travel Protections (10%)

Our Take

Comparable Cards

Delta SkyMiles® Reserve American Express Card

Annual Fee: $650

Rates & Fees

Terms Apply

WELCOME OFFER

100,000

Bonus Miles

OUR SCORE

Read Our Review

Delta SkyMiles® Gold Business American Express Card

$0 intro annual fee the first year, then $150

Rates & Fees

Terms Apply

WELCOME OFFER

90,000

Bonus Miles

OUR SCORE

Read Our Review

American Express® Gold Card

Annual Fee: $325

Rates & Fees

Terms Apply

WELCOME OFFER

60,000

Bonus Points

OUR SCORE

Read Our Review

FULL COMPARISON

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

Opportunity to earn Delta SkyMiles on everyday spending
Priority boarding and a free checked bag on Delta flights, which can save on travel expenses
In-flight savings on Delta
Access to a range of travel benefits when flying with Delta

‍

Cons

Comes with an annual fee
The premium benefits are tailored to Delta Air Lines, so it's best for Delta frequent flyers

‍

Rewards Summary

2X per $1 on Delta purchases
2X per $1 at restaurants and U.S. supermarkets
1X per $1 on all other eligible purchases

Additional Benefits

Get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
$200 Delta Flight Credit: After you spend $10,000 in purchases in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
Check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.‍
$100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
Delta SkyMiles members can receive a discount on a CLEAR membership based on their SkyMiles status.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Customer Reviews & Redemptions

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The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

How to make the most of your

Delta SkyMiles® Gold American Express Card

Transfer Partners

PROGRAM NAME

TRANSFER RATIO

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Offer History

OFFER DATES

OFFER DETAILS

Current Offer since

Feb 2025

through

Earn 80,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months of Card Membership.

Current Offer since

Oct 2024

through

Feb 2025

Earn 50,000 Bonus Miles after you spend $2,000 in purchases on your new Card in your first 6 months of Card Membership.

Current Offer since

Sep 2024

through

Oct 2024

Earn 80,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months of Card Membership.

Current Offer since

Jul 2024

through

Sep 2024

Earn 40,000 Bonus Miles after you spend $2,000 in purchases on your new Card in your first 6 months of Card Membership.

Current Offer since

Jun 2024

through

Jul 2024

Earn 65,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months of Card Membership.

Best Complementary Cards

Learn More

Rates & Fees

Terms Apply

American Express® Gold Card

Why? The Amex Gold Card is super solid for dining and everyday spending, giving you 4x per $1 for purchases at restaurants worldwide (up to $50,000 per year, then 1x after that) and at U.S. supermarkets (up to $25,000 per year, then 1x after that) — something the Delta Gold lacks. Plus, Membership Rewards® points transfer to Delta at a 1:1 ratio, making it an easy way to boost your SkyMiles balance without being tied exclusively to Delta. If you frequently dine out or buy groceries, this combo is a no-brainer.

Hilton Honors American Express Surpass® Card

ELEVATED OFFER

Why? Delta and Hilton have a strong partnership, and this card earns 12x points at Hilton hotels and 6x at U.S. restaurants, supermarkets and gas stations. If you stay at Hilton properties, you’ll also get automatic Hilton Gold status, which includes free breakfast and room upgrades — perks that pair well with the Delta Gold Amex. Since SkyMiles don’t cover hotel stays, having a hotel-specific card is a smart move here.

Keep Reading

Who Should Get The

Delta SkyMiles® Gold American Express Card

?

Who Should Not Get The

Delta SkyMiles® Gold American Express Card

?

Recommended Credit

Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Frequently Asked Questions

Can I upgrade my Delta Gold Amex to Delta Amex Platinum?

Yes, if you’re ready to level up, Amex makes it easy to upgrade from the Delta Gold Amex to the Platinum version. Just keep in mind that once you do, your annual fee and benefits will change instantly, so make sure the extra perks are worth it before you make the switch.

Does the Delta Amex Gold get lounge access?

No, lounge access is reserved for people with the Delta Reserve Amex or those willing to pay for it. If you want to kick back in a Sky Club, you’ll need a different card or a one-time pass.

Is the Delta Amex Platinum better than the Delta Amex Gold?

It depends on what you’re looking for. The Platinum version is like Gold’s older sibling, and it comes with a companion certificate, a faster path to Medallion Status and extra SkyMiles perks. But it also comes with a higher annual fee, so if you’re not maximizing the extras, Gold might be the sweet spot.