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The Blue Business® Plus Credit Card from American Express

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Rates and Fees

Annual Fee: $0

Bonus Miles
Bonus Points
15,000
Recommended Credit
670 - 850
Current Offer

Earn 15,000 Membership Rewards® Points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

15,000
Bonus Points

Earn 15,000 Membership Rewards® Points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Summary

The Blue Business® Plus Credit Card from American Express is a business credit card designed for those who want a straightforward way to earn rewards on their business expenses. It offers Membership Rewards points on all eligible purchases, making it a versatile and rewarding choice for business owners.

Earning Rewards

  • 2X points per $1 on everyday business purchases (like office supplies or client dinners). 2X applies to the first $50,000 per year, then 1X after that. Terms and limitations apply.

Additional Benefits

  • You’ve got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
  • Terms Apply.

Foreign Transaction Fee

  • 2.7% of transaction in USD

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Also consider

🏆 Best for flexible bonus earning

American Express® Business Gold Card

American Express® Business Gold Card

American Express® Business Gold Card

🏆 Best for flexible bonus earning

100,000
Bonus Points
ELEVATED OFFER
Earn 100,000 Membership Rewards® points after you spend $15,000 within the first 3 months of Card Membership. Terms apply.
100,000
Bonus Points
Earn 100,000 Membership Rewards® points after you spend $15,000 within the first 3 months of Card Membership. Terms apply.
The Amex Business Gold Card is a flexible business credit card that lets you choose two categories in which to earn extra rewards, such as travel, advertising, or technology, making it a versatile choice for businesses with varying spending needs. With valuable benefits like purchase protection and access to the American Express business ecosystem, this card is designed to help businesses maximize their rewards and efficiently manage their expenses.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
American Express Blue Business Cash™ Card

American Express Blue Business Cash™ Card

American Express Blue Business Cash™ Card

$250
Cash Back
Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.
$250
Cash Back
Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.
The American Express Blue Business Card is a versatile business credit card that offers a flexible rewards program, allowing you to earn Membership Rewards points on a variety of business expenses, from office supplies to travel. With no annual fee and valuable benefits like purchase protection and extended warranties, it's an excellent choice for businesses seeking a straightforward and cost-effective way to earn rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

The Blue Business® Plus Credit Card from American Express

CURRENT OFFER

15,000

Bonus Points

Earn 15,000 Membership Rewards® Points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

REWARDS RATE
ANNUAL FEE
Our Score
82
Annual fee (20%)
10
Welcome Offer (20%)
2
Point Redemption Value (20%)
9
Rewards Rates (15%)
7
Benefits (15%)
1
Travel Protections (10%)
10
Our Mission
Our Methodology

My Take

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

  • Ability to earn Membership Rewards points on all business expenses, regardless of category
  • No annual fee
  • Access to expense management tools and features

Cons

  • Rewards rate may be lower compared to some specialized category-specific business cards

Rewards Summary

  • 2X points per $1 on everyday business purchases (like office supplies or client dinners). 2X applies to the first $50,000 per year, then 1X after that. Terms and limitations apply.

Additional Benefits

  • You’ve got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
  • Terms Apply.

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The Blue Business® Plus Credit Card from American Express

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For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

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