👋🏼 Did you miss our special email yesterday? Here’s the summary: the best credit card in the world currently has an elevated welcome offer. So click this link and go get it.
Good morning from Taipei airport after my three back-to-back United flights lasting two hours, five hours, and 14 hours… Someone please bring me coffee before I die.
Apparently, a LOT happened while I was on my 14-hour flight, so we need to get straight into it:
💳 Top Cards Update: May 2024
As you now know, there’s already been a major update to the credit card world in May… and it’s only the third day of the month.
So today, I’m going to give you a little breakdown of our current Top Cards Page rankings and tell you why these top cards are on… top…
Our long-reigning top card, the Capital One Venture X Rewards Credit Card, has officially been dethroned.
1.) The new number one card is, without a doubt, this one 👀
With an elevated welcome offer worth more than $900, it’s just hard to beat.
It earns valuable UR Points, has solid earning rates, and even comes with an annual hotel credit that you can use at hotels all over the world, which makes the annual fee feel even lower.
I could rant and rave about the card all day… and I often do. But check out this article if you want my nine reasons to get it.
But one of the things it’s lacking, sadly, is the nice-ass perks that we travel nerds love.
2.) Thankfully, that’s where card number two, the Venture X Rewards Credit Card, comes into the picture.
The Venture X earns transferrable points like the number one card, but also offers lounge access, annual travel credits, and thousands of anniversary bonus points.
Thanks to a little thing called math, these things effectively cancel out the annual fee you have to pay every year.
So now you might be asking… “Which one should I choose?”
And my answer would be…
Por qué no los dos? 😏
Holding BOTH cards is not such a bad idea, and here’s why:
You have access to 25 different transfer partners in total
You get the ability to offset ANY travel purchases for one cent per point
You get a combination of high earning rates and premium perks
It might just be the ultimate credit card combo.
But that’s not what I do.
3.) Actually, I don’t have either of these cards. I used to, but I’ve since upgraded one of them to this card, which has ascended to slot number three on our list.
Here’s why I love having this card:
Like the number one card, it also has an excellent welcome offer
It provides a variety of premium perks
It has an annual travel credit that basically cuts the annual fee down by more than half
To be honest, you really can’t go wrong with any of these cards. There’s a reason they’re consistently ranked as the best (and not just by us).
But once you’ve racked up a bunch of UR Points from the aforementioned cards, you might be wondering how to best use them.
Well, here’s a fun one…
🛳️ Cruise News: Book a cruise for two for 89k points
Right now, there are two overlapping opportunities that will allow you to book a Virgin Voyages cruise for two for as few as 89,000 points…
And there are actually multiple ways to do it… so pay attention, eh?
Here’s the first part of the deal:
Right now, Virgin Voyages is offering cruises around the world at highly discounted award rates, including:
5-day Caribbean cruises for 115k Virgin points
7-day Mediterranean cruise for 120k-160k Virgin points
There are a handful of other cruise options ranging from 280k-300k points each, but I don’t suspect many of you will be shelling out that many points for a cruise.
Recently, I told you about how you can transfer MR Points to Virgin Atlantic with a 30% bonus.
Well, as of today, you can now also transfer UR Points with a 30% bonus.
So if you needed another reason to sign up for the card we told you about yesterday, here you go.
Anyway, this means that in order to book the cheaper Caribbean cruises, you’ll only need to transfer 89,000 points from either bank.
I looked up an example of a 5-night cruise that is bookable with this deal, and the cost comes out to a pretty ridiculous $2,484 after all of the taxes and fees.
That means that you’re getting a value of 2.8 cents per point for your 89,000 points, which is VERY (freaking) GOOD.
But before you go transferring points around, let me save you a few minutes of confusion by explaining how this works…
In order to book these cruises, you need to have Virgin Red points. This is different from Virgin Atlantic miles, to be clear.
Thankfully, as long as your Virgin Red and Virgin Atlantic accounts are linked, you can transfer them between them instantly.
So, here’s the order of operations:
One final point:
Each individual cruise deal has date restrictions, so be sure to check out the deals on this page to ensure the cruise you want is eligible for the points pricing I’ve mentioned today.
Current Transfer Bonuses
50% bonus from ThankYou Points to Accor Live Limitless (ends May 11th)
30% bonus from MR Points to Virgin Atlantic (ends May 31st)
30% bonus from ThankYou Points to Qatar Airways (ends May 31st)
20% bonus from MR Points to Aeromexico (ends May 31st)
30% bonus from UR Points to Virgin Atlantic (ends June 15th)
40% bonus from UR Points to Marriott Bonvoy (ends June 15th)
PLUS, there are EIGHT cards with elevated offers right now!
If you’ve ever wanted a bunch of travel nerds to chat with about all things, well, travel… We’ve got a place for that!
And it’s called the Daily Drop Lounge—our Facebook community!
Not only can you chat and ask questions, but you can also share your fantastic travel wins! 👇
I honestly wish we had more days in the week this week… there’s so much more going on that I don’t have time to tell you about…
So make sure you tune in next week, okay?
Until then, I’ll be missing you as always. But I hope you have a wonderful weekend ❤️