Current Transfer Bonuses

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American Express Membership Rewards

Transfer Partner

Current Bonus

Transfer Ratio

Valid Until

Virgin Atlantic

40%

1:1.4

Dec. 31, 2024

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Chase Ultimate Rewards

Transfer Partner

Current Bonus

Transfer Ratio

Valid Until

Air Canada (Aeroplan)

20%

1:1.2

Jan. 15, 2025

Air France to KLM/Flying Blue

20%

1:1.2

Jan. 15, 2025

IHG One Reward

70%

1:1.7

Dec. 31, 2024

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Capital One Miles

Capital One is not currently offering any transfer bonuses.

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Citi ThankYou Rewards

Citi is not currently offering any transfer bonuses.

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✨ Check out our transfer partners cheat sheet. There, you can easily compare which bank points transfer to your favorite airlines and alliances, all while finding the best transfer ratios for maximizing your rewards.

Here at Daily Drop, we’re always going to recommend transferring your credit card points and miles to transfer partners. This is the best way to make the most of their value, and in turn, get the most bang for your buck.

What exactly is a transfer partner? I’m so glad you asked! A credit card transfer partner is a loyalty program of an airline or hotel that allows you to transfer points or miles from your credit card rewards program to their own program. This can often be done at a 1:1 ratio, but sometimes different ratios apply.

For example, if you have a credit card that earns Chase Ultimate Rewards points, you can transfer those points to airline transfer partners like United MileagePlus or hotel transfer partners like World of Hyatt.

The only problem? These bonuses change by the day, and sometimes, it can be challenging to keep up with them. We hope this one-stop shop is a useful resource in staying up-to-date with those bonuses, especially when you’re looking to make an award redemption.

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