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Chase Sapphire Reserve®

Rates and Fees

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Annual Fee: $550

Bonus Miles
Bonus Points
60,000
Recommended Credit
740 - 850
Current Offer

Earn 60,000 Ultimate Rewards points after spending $4,000 within the first three months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
60,000
Bonus Points

Earn 60,000 Ultimate Rewards points after spending $4,000 within the first three months from account opening.

Summary

The incredible travel rewards earned from this card more than make up for the high annual fee. It's a premium travel credit card tailored for frequent travelers seeking luxury perks and rewards. With a focus on travel benefits, this card offers a generous welcome offer, airport lounge access, travel statement credits, and valuable rewards through the Chase Ultimate Rewards program, making it an excellent choice for travelers.

***Chase Bank only allows you to sign up for one Sapphire card, so you have to choose between the Sapphire Preferred and the Sapphire Reserve (this card). ***

Earning Rewards

  • 10X per $1 on hotels and car rentals through Chase after the first $300 is spent on travel purchases annually
  • 10X per $1 on Lyft rides (ending March 31, 2025)
  • 5X per $1 on flights purchased through Chase (after the $300 travel credit is used)
  • 3X per $1 on travel (after the $300 travel credit is used) and dining purchases
  • 3X per $1 on dining at restaurants, including eligible delivery services, takeout, and dining out
  • 1X per $1 on all streaming services, online grocery purchases, and all other purchases

Additional Benefits

  • Receive a $300 travel statement credit reimbursements each anniversary year
  • Complimentary membership to Priority Pass lounges
  • Access to the Chase Sapphire Lounge by The Club
  • Receive one statement credit of up to $100 every four years for Global Entry, TSA PreCheck, or NEXUS
  • Discounts on DoorDash with free DashPass subscription (Must be activated by December 31, 2024)

Foreign Transaction Fee

  • None

Also consider

🏆 Best for premium travel perks

Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

🏆 Best for premium travel perks

Annual Fee: $395

Rates & Fees   |  Terms Apply
75,000
Bonus Miles
Earn 75,000 bonus miles after spending $4,000 in the first 3 months.
75,000
Bonus Miles
Earn 75,000 bonus miles after spending $4,000 in the first 3 months.
The Venture X (one of our favorites!) is a premium travel rewards card that offers generous earning rates on travel and dining purchases, along with a wide range of travel perks and benefits. Cardholders can enjoy flexible redemption options for their rewards, making it a popular choice for frequent travelers.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for luxury benefits

Platinum Card® from American Express

Platinum Card® from American Express

Platinum Card® from American Express

🏆 Best for luxury benefits

Annual Fee: $695

Rates & Fees   |  Terms Apply
80,000
Bonus Points
Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.
80,000
Bonus Points
Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.
The Amex Platinum is a premium card offering a range of exclusive travel and lifestyle benefits, including access to luxury airport lounges, annual travel credits, and Membership Rewards points that can be redeemed for travel or other rewards. With a high annual fee, this card is designed for individuals who value premium perks and are frequent travelers looking to enjoy a heightened level of luxury and convenience.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take