13 of the best Canadian Cards

90,000

Bonus Points

Earn 7,500 Aeroplan points for every month that you spend $2,000 (for the first 6 months). Earn another 35,000 points when you spend $6,000 between months 13 and 16 of card holdership. Earn another 5,000 points for each additional cardholder you add at the time of application.

90,000

Bonus Points

This is our personal favorite Canadian credit card. Given the popularity of Air Canada and Aeroplan, this card offers TONS of value for frequent or semi-frequent fliers. The high points earning, valuable insurance, and numerous perks like unlimited lounge access make this card a must-have for Canadians. *All information about the American Express® Aeroplan® Reserve Card has been collected independently by Daily Drop.

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American Express Cobalt® Card

Annual Fee: $155.88 CAD

15,000

Bonus Points

Earn 1,250 Membership Rewards points for every month you spend $750 (for the first 12 months).

15,000

Bonus Points

Earn 1,250 Membership Rewards points for every month you spend $750 (for the first 12 months).

This is certainly one of the best starter cards for Canadians. Not only does it have a low monthly fee, but it also earns valuable Membership Rewards points that can be transferred to airline and hotel programs. It's a valuable card without the high price tag or fuss of a premium card. *All information about the American Express Cobalt® Card has been collected independently by Daily Drop.

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The Platinum Card®

Annual Fee: $799 CAD

100,000

Bonus Points

Earn 70,000 Membership Rewards points when you spend $10,000 in the first 3 months. Earn another 30,000 points when you make a single purchase between months 14 and 17 of card holdership.

100,000

Bonus Points

Earn 70,000 Membership Rewards points when you spend $10,000 in the first 3 months. Earn another 30,000 points when you make a single purchase between months 14 and 17 of card holdership.

Much like its U.S. counterpart, the Amex Platinum Card is a must-have for globetrotters. It comes with premium perks, great insurance, worldwide lounge access, numerous credits, and earns points that you can transfer to many travel partners. *All information about The Platinum Card® has been collected independently by Daily Drop.

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Marriott Bonvoy® American Express® Card

Annual Fee: $120 CAD

50,000

Bonus Points

Earn 50,000 Marriott Bonvoy points when you spend $1,500 CAD in the first three months.

50,000

Bonus Points

Earn 50,000 Marriott Bonvoy points when you spend $1,500 CAD in the first three months.

We think every Canadian should have this card (and the business version of this card). It has an annual fee of $120, but comes with an Annual Free Night Award, plus high earning rates at Marriott hotels and automatic Silver Elite Status.

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American Express® Gold Rewards Card

Annual Fee: $250 CAD

70,000

Bonus Points

Earn 5,000 Membership Rewards points for each month in which you spend $1,000 (for the first 12 months). Earn 10,000 more points when you spend a total of $4,000 on the card.

70,000

Bonus Points

Earn 5,000 Membership Rewards points for each month in which you spend $1,000 (for the first 12 months). Earn 10,000 more points when you spend a total of $4,000 on the card.

This is a great card for people who want to dabble in the Amex Membership Rewards space without needing to shell out a huge annual fee. This card earns Membership Rewards Points on all purchases and comes with a hefty signup bonus relative to its modest annual fee. *All information about the American Express® Gold Rewards Card has been collected independently by Daily Drop.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

The Marriott Bonvoy® Business American Express® Card

Annual Fee: $150 CAD

90,000

Bonus Points

Earn 75,000 Marriott Bonvoy points when you spend $6,000 CAD in the first three months. Plus, earn 5x points on gas, dining and travel up to 15,000 additional bonus points.

90,000

Bonus Points

Earn 75,000 Marriott Bonvoy points when you spend $6,000 CAD in the first three months. Plus, earn 5x points on gas, dining and travel up to 15,000 additional bonus points.

We think every Canadian should have this card (and the personal version of this card). It comes with an Annual Free Night Award, and with high earning rates at Marriott hotels and automatic Silver Elite Status, and this is a card to keep forever. *All information about The Marriott Bonvoy® Business American Express® Card has been collected independently by Daily Drop.

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American Express® Aeroplan® Business Reserve Card

Annual Fee: $599 CAD

100,000

Bonus Points

Earn 7,500 Aeroplan points for every month that you spend $3,000 (for the first 6 months). Earn another 45,000 points when you spend $9,000 between months 13 and 16 of card holdership. Earn another 5,000 points for each additional cardholder you add at the time of application.

100,000

Bonus Points

This card is basically the same as the personal version. If you have a small business in Canada, this is a fantastic way to get meaningful airline benefits (like free checked bags, priority services, unlimited lounge access, etc.) for a not-so-crazy annual fee. *All information about the American Express® Aeroplan® Business Reserve Card has been collected independently by Daily Drop.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Scotiabank Gold American Express® Card

Annual Fee: $120 CAD

40,000

Earn 20,000 Scene+ points when you spend $1,000 in the first 3 months. Earn another 20,000 Scene+ points when you spend $7,500 in the first 12 months.

40,000

Earn 20,000 Scene+ points when you spend $1,000 in the first 3 months. Earn another 20,000 Scene+ points when you spend $7,500 in the first 12 months.

Scene+ points can be used to offset travel purchases directly at a rate of one cent per point. So, the 40,000 points you earn from signing up for the card can cover $400 worth of general travel expenses, which isn't too shabby. *All information about the Scotiabank Gold American Express® Card has been collected independently by Daily Drop.

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The Business Platinum Card™ from American Express®

Annual Fee: $799 CAD

120,000

Bonus Points

Earn 80,000 Membership Rewards points when you spend $15,000 in the first 3 months. Earn another 40,000 points when you make a single purchase between months 14 and 17 of card holdership.

120,000

Bonus Points

Earn 80,000 Membership Rewards points when you spend $15,000 in the first 3 months. Earn another 40,000 points when you make a single purchase between months 14 and 17 of card holdership.

The Amex Business Platinum is a heavy hunk of metal that opens a LOT of doors for travelers. It earns 1.25x points on EVERYTHING, comes with business-specific credits, and gives you unlimited global lounge access. *All information about the Business Platinum Card from American Express® has been collected independently by Daily Drop.

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American Express® Business Gold Rewards Card

Annual Fee: $199 CAD

75,000

Bonus Points

Earn 75,000 Membership Rewards points when you spend $5,000 in the first 3 months.

75,000

Bonus Points

Earn 75,000 Membership Rewards points when you spend $5,000 in the first 3 months.

This card has a fantastic signup bonus for the low annual fee of CA $199. With this SUB, 75,000 MR Points could be transferred to Aeroplan to book a 14-hour business-class flight on Etihad, for example. Not bad at all. *All information about the American Express® Business Gold Rewards Card has been collected independently by Daily Drop.

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TD® Aeroplan® Visa Infinite* Card

Annual Fee: $139

50,000

Bonus Points

Earn 10,000 points when you make your first purchase, 25,000 more points when you spend $5,000, and 15,000 more points when you spend $7,500 (all within the first 12 months).

50,000

Bonus Points

Earn 10,000 points when you make your first purchase, 25,000 more points when you spend $5,000, and 15,000 more points when you spend $7,500 (all within the first 12 months).

If you bank with TD, this could be a great card to get started in the Aeroplan space. It doesn't have as many perks and benefits as the American Express Aeroplan cards, but it does have a much lower annual fee.

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Scotiabank Passport® Visa Infinite* Card

Annual Fee: $150 CAD

35,000

Earn up to $1,100+ in value in the first 12 months, including up to 35,000 bonus Scene+ points.

35,000

Earn up to $1,100+ in value in the first 12 months, including up to 35,000 bonus Scene+ points.

Much like the earlier Scotiabank card on this list, this card earns Scene+ points which can be used to directly offset travel purchases at one cent per point in value. What makes this card stand out, however, is that is has no foreign transaction fees - a rarity here in Canada.

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RBC Avion Visa Infinite

Annual Fee: $120 CAD

35,000

Earn 35,000 Avion points upon approval for the card (no spending required).

35,000

Earn 35,000 Avion points upon approval for the card (no spending required).

Avion points aren't the most valuable points in the biz... But the fact that you earn the welcome bonus without needing to spend a dime makes this card particularly appealing. Plus, you can transfer these points out to valuable travel partners.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

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Annual Fee: $599 CAD

100,000

Bonus Points

100,000

Bonus Points

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Annual Fee: $150 CAD

35,000

Earn up to $1,100+ in value in the first 12 months, including up to 35,000 bonus Scene+ points.

35,000

Earn up to $1,100+ in value in the first 12 months, including up to 35,000 bonus Scene+ points.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

RBC Avion Visa Infinite

Annual Fee: $120 CAD

35,000

Earn 35,000 Avion points upon approval for the card (no spending required).

35,000

Earn 35,000 Avion points upon approval for the card (no spending required).

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool