Best Credit Cards for Earning IHG Points

140,000

Bonus Points

Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

140,000

Bonus Points

Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

The IHG One Rewards Premier Credit Card is an excellent choice for frequent travelers and hotel enthusiasts. With this card, you can earn valuable IHG Rewards points on your everyday purchases and enjoy premium benefits like complimentary hotel nights, automatic elite status, and more, making it the perfect companion for those seeking luxury hotel experiences.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

IHG One Rewards Premier Business Credit Card

Annual Fee: $99

140,000

Bonus Points

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

140,000

Bonus Points

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

The IHG Rewards Premier Business Credit Card is a powerful tool for business travelers. With this card, you can earn IHG Rewards points on business expenses and take advantage of exclusive perks such as free anniversary night certificates, automatic elite status, and a variety of travel benefits, making it a top choice for those seeking a rewarding business travel experience.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

IHG One Rewards Traveler Credit Card

Annual Fee: $0

100,000

Bonus Points

LIMITED TIME OFFER

Earn 100,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

100,000

Bonus Points

Earn 100,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

The IHG Rewards Traveler card is a co-branded rewards credit card associated with IHG hotels. It allows cardholders to earn IHG Rewards points for their spending and provides benefits such as an annual free night certificate, making it a suitable choice for travelers who occasionally stay at IHG hotels.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

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Best Credit Cards for Earning IHG Points

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Best Credit Cards for Earning IHG Points

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Best credit cards for business

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Which Card is Right For You?

Other Ways to Earn

Pros & Cons

IHG One Rewards Premier Credit Card

🏆 Best for IHG Loyalists

Annual Fee: $99

140,000

Bonus Points

Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

140,000

Bonus Points

Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

IHG One Rewards Premier Business Credit Card

Annual Fee: $99

140,000

Bonus Points

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

140,000

Bonus Points

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

IHG One Rewards Traveler Credit Card

Annual Fee: $0

100,000

Bonus Points

LIMITED TIME OFFER

Earn 100,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

100,000

Bonus Points

Earn 100,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Personal Cards

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Business Cards

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Transfer to IHG Points

🏆 Daily Drop's Most Popular Card

Chase Sapphire Preferred® Card

🏆 Daily Drop's Most Popular Card

Annual Fee: $95

$300 Travel Credit + 60,000

Bonus Points

ELEVATED OFFER

Get up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That’s worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.

$300 Travel Credit + 60,000

Bonus Points

The Chase Sapphire Preferred card is a popular travel rewards credit card known for its excellent earning potential—we love it at Daily Drop! Cardholders can redeem their points for travel through the Chase Ultimate Rewards portal or transfer them to various airline and hotel loyalty programs for added flexibility.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for travel credits

Chase Sapphire Reserve®

🏆 Best for travel credits

Annual Fee: $550

60,000

Bonus Points

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000

Bonus Points

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

The Chase Sapphire Reserve® Card is a premium travel credit card tailored for frequent travelers seeking luxury perks and rewards. With a focus on travel benefits, this card offers a generous welcome offer, airport lounge access, travel statement credits, and valuable rewards through the Chase Ultimate Rewards program, making it an excellent choice for travelers.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for renters

Bilt Mastercard®

🏆 Best for renters

Annual Fee: $0

This card does not offer a welcome offer.

Bonus Points

If you're a renter, do yourself a favor and earn points for paying rent each month (up to 100,000 points in a calendar year, just use the card 5 times each statement period to earn points)!

Bonus Points

If you're a renter, do yourself a favor and earn points for paying rent each month (up to 100,000 points in a calendar year, just use the card 5 times each statement period to earn points)!

The Bilt card truly is a game changer for those who pay rent and want to earn points doing just that. BUT, its decent earning structures and monthly bonuses are also solid perks that any travel hacker should consider.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Chase Welcome Offer

Ink Business Preferred® Credit Card

🏆 Best Chase Welcome Offer

Annual Fee: $95

90,000

Bonus Points

Earn 90,000 bonus points after spending $8,000 in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠.

90,000

Bonus Points

Earn 90,000 bonus points after spending $8,000 in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠.

The Ink Business Preferred® Credit Card is a premier choice for small business owners seeking rewards and travel benefits. This card offers generous points on business expenses, including travel and advertising, and provides other valuable perks such as flexible redemption options, making it a top pick for those looking to maximize their business spending.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Best Credit Cards for Earning IHG Points

Which Card is Right for You?

For fans of IHG’s diverse hotel brands, an IHG credit card is a great way to earn rewards on both stays and everyday spending. Whether you’re staying at Holiday Inn or InterContinental, these cards let you build up points quickly. If you travel frequently and enjoy IHG properties, this card could be your go-to for hotel rewards.

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Other Ways to Earn

In addition to hotel stays, you can earn IHG points by using your card for dining, gas, and travel purchases. Some cards also feature pretty nice welcome bonuses for new cardholders who meet spending requirements. With IHG’s partnerships and promotions, there are plenty of ways to boost your points balance, from booking car rentals to participating in seasonal offers.

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Pros and Cons

Pros

[.pro] Earn points on IHG stays and everyday purchases [.pro]

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[.pro] Free night certificates after meeting spending requirements [.pro]

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[.pro] Automatic elite status with perks like late checkout and upgrades [.pro]

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[.pro] Exclusive access to IHG promotions and discounts [.pro]

Cons

[.con] Redemption rates can vary significantly by location and date [.con]

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[.con] Perks like room upgrades are not guaranteed [.con]

FAQs

How do I earn free nights with an IHG credit card?

Most IHG credit cards offer free night certificates as part of an annual benefit or as a reward for meeting spending thresholds.

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What is the value of IHG points?

IHG points are typically worth around 0.5 cents per point, though the value can vary depending on the hotel and redemption option.

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Do I get elite status with IHG credit cards?

Yes! Most IHG credit cards come with automatic elite status, which includes perks like room upgrades, late checkout, and more.

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Can I transfer IHG points to airline miles?

Yes, IHG allows you to transfer points to select airline partners, though the transfer ratio might not always be the best use of your points.

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Authors

Written by: McKay Moffitt

Content Specialist

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Edited by: Tiffany Eastham

Writer & Editor

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🏆 Best for IHG Loyalists

Learn more

What's on this page

Best credit cards for business

Best credit cards for personal

Cards That Transfer to