4 Best Starter Cards

Perhaps you're a student, or you're a seasoned civilian of society wanting to get into the credit card world—we've got a few options for great starter cards to take a look at.

🏆 Best for Capital One Cash Back

Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card

🏆 Best for Capital One Cash Back

$200
Cash Back
Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
$200
Cash Back
Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
The Capital One Savor card is tailored for foodies and entertainment enthusiasts, providing generous cash back on dining and entertainment purchases, making it perfect for those who love dining out and experiencing entertainment.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Capital One Quicksilver Rewards for Students

Capital One Quicksilver Rewards for Students

Capital One Quicksilver Rewards for Students

$50
Cash Back
This card offers a $50 cash bonus when you spend $100 in the first three months of account opening.
$50
Cash Back
This card offers a $50 cash bonus when you spend $100 in the first three months of account opening.
The Capital One Quicksilver Student Cash Credit Card is a great choice for students, offering unlimited 1.5% cash-back on all purchases without an annual fee, helping them build credit while earning rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for renters

Bilt Mastercard®

Bilt Mastercard®

Bilt Mastercard®

🏆 Best for renters

This card does not offer a welcome offer.
0
Bonus Points
If you're a renter, do yourself a favor and earn points for paying rent each month (up to 100,000 points in a calendar year, just use the card 5 times each statement period to earn points)!
0
Bonus Points
If you're a renter, do yourself a favor and earn points for paying rent each month (up to 100,000 points in a calendar year, just use the card 5 times each statement period to earn points)!
The Bilt card truly is a game changer for those who pay rent and want to earn points doing just that. BUT, its decent earning structures and monthly bonuses are also solid perks that any travel hacker should consider.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for Capital One Cash Back

Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card

🏆 Best for Capital One Cash Back

$200
Cash Back
Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
$200
Cash Back
Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
The Capital One Savor card is tailored for foodies and entertainment enthusiasts, providing generous cash back on dining and entertainment purchases, making it perfect for those who love dining out and experiencing entertainment.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Capital One Quicksilver Rewards for Students

Capital One Quicksilver Rewards for Students

Capital One Quicksilver Rewards for Students

$50
Cash Back
This card offers a $50 cash bonus when you spend $100 in the first three months of account opening.
$50
Cash Back
This card offers a $50 cash bonus when you spend $100 in the first three months of account opening.
The Capital One Quicksilver Student Cash Credit Card is a great choice for students, offering unlimited 1.5% cash-back on all purchases without an annual fee, helping them build credit while earning rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for renters

Bilt Mastercard®

Bilt Mastercard®

Bilt Mastercard®

🏆 Best for renters

This card does not offer a welcome offer.
0
Bonus Points
If you're a renter, do yourself a favor and earn points for paying rent each month (up to 100,000 points in a calendar year, just use the card 5 times each statement period to earn points)!
0
Bonus Points
This card does not offer a welcome offer.
If you're a renter, do yourself a favor and earn points for paying rent each month (up to 100,000 points in a calendar year, just use the card 5 times each statement period to earn points)!
The Bilt card truly is a game changer for those who pay rent and want to earn points doing just that. BUT, its decent earning structures and monthly bonuses are also solid perks that any travel hacker should consider.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Personal Cards

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Business Cards

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Which Card is Right for You?

Other Ways to Earn

Pros and Cons

Pros

Cons

FAQs

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Why Trust Daily Drop?

At Daily Drop, our editorial team is made up of seasoned travel and credit card experts who have spent years mastering travel rewards and testing the best strategies firsthand. Founder Nate Buchanan, of Kara and Nate, has personally earned and redeemed millions of points and miles over the past 10+ years, saving tens of thousands of dollars on travel. Our team shares similar hands-on experience, ensuring our recommendations are practical, tested, and built on real-world knowledge. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.

Our independent reviews break down rewards, perks, fees, and overall value to help you make informed decisions. We also analyze audience data, considering reader engagement and trends, so our recommendations reflect what actually matters to you.

While we may earn a commission if you apply for a card through our site, our opinions are our own — based solely on expert analysis and firsthand experience, not influenced by any bank, credit card issuer, hotel, airline, or other entity. Our goal is simple: helping you maximize your rewards and travel smarter.

Read our full methodology for more information.
Our independent reviews break down rewards, perks, fees, and overall value to help you make informed decisions. We also analyze audience data, considering reader engagement and trends, so our recommendations reflect what actually matters to you.

While we may earn a commission if you apply for a card through our site, our opinions are our own — based solely on expert analysis and firsthand experience, not influenced by any bank, credit card issuer, hotel, airline, or other entity. Our goal is simple: helping you maximize your rewards and travel smarter.

Read our full methodology for more information.

Authors

Written by: McKay Moffitt

Content Specialist

Edited by: Tiffany Eastham

Writer & Editor