Ranked: Best Business Cards October 2024

Miles and points can easily save you thousands of dollars in travel expenses and enable you to enjoy luxurious experiences that you otherwise might not be able to afford. A good travel credit card (or a few) is a tool that all financially responsible travelers should be using. However, knowing which travel credit card(s) to apply for can be confusing. To help you prioritize your credit card sign-ups, we update this page every month to include what we believe are the top credit card offers on the market.

🏆 Best for $0 Annual Fee (Business)

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

🏆 Best for $0 Annual Fee (Business)

Annual Fee: $0

Rates & Fees
|
Terms Apply
$750
Cash Back
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
$750
Cash Back
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
The Ink Business Unlimited® Credit Card is one of the BEST business cards on the market with no annual fee! With this card, you can earn unlimited cash back on all your business purchases, and it offers a simple and straightforward way to manage expenses, making it a practical choice for businesses of all sizes.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best Chase Welcome Offer

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

🏆 Best Chase Welcome Offer

Annual Fee: $95

Rates & Fees
|
Terms Apply
90,000
Bonus Points
Earn 90,000 bonus points after spending $8,000 in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠.
90,000
Bonus Points
Earn 90,000 bonus points after spending $8,000 in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠.
The Ink Business Preferred® Credit Card is a premier choice for small business owners seeking rewards and travel benefits. This card offers generous points on business expenses, including travel and advertising, and provides other valuable perks such as flexible redemption options, making it a top pick for those looking to maximize their business spending.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for High Business Spend

Capital One Venture X Business

Capital One Venture X Business

Capital One Venture X Business

🏆 Best for High Business Spend

Annual Fee: $395

Rates & Fees
|
Terms Apply
150,000
Bonus Miles
Earn 150,000 miles once you spend $30,000 in the first 3 months of account opening.
150,000
Bonus Miles
Earn 150,000 miles once you spend $30,000 in the first 3 months of account opening.
The Venture X business credit card offers robust rewards and benefits tailored to entrepreneurs and small businesses (plus, many travel perks for those who want to hit the skies and see the world).
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best Luxury Business Card

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

🏆 Best Luxury Business Card

Annual Fee: $695

Rates & Fees
|
Terms Apply
150,000
Bonus Points
ELEVATED OFFER
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
150,000
Bonus Points
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
The Business Platinum card is a premium business credit card offering a range of exclusive travel and business benefits, including airport lounge access, annual airline fee credits, and 5X Membership Rewards points on flights and prepaid hotels through Amex Travel. With a higher annual fee, this card is designed for businesses looking to elevate their travel experience and enjoy a suite of luxury perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for flexible bonus earning

American Express® Business Gold Card

American Express® Business Gold Card

American Express® Business Gold Card

🏆 Best for flexible bonus earning

Annual Fee: $375

Rates & Fees
|
Terms Apply
100,000
Bonus Points
ELEVATED OFFER
Earn 100,000 Membership Rewards® points after you spend $15,000 within the first 3 months of Card Membership. Terms apply.
100,000
Bonus Points
Earn 100,000 Membership Rewards® points after you spend $15,000 within the first 3 months of Card Membership. Terms apply.
The Amex Business Gold Card is a flexible business credit card that lets you choose two categories in which to earn extra rewards, such as travel, advertising, or technology, making it a versatile choice for businesses with varying spending needs. With valuable benefits like purchase protection and access to the American Express business ecosystem, this card is designed to help businesses maximize their rewards and efficiently manage their expenses.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best For Office Supply Purchases

‍

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

🏆 Best For Office Supply Purchases

‍

Annual Fee: $0

Rates & Fees
|
Terms Apply
Up to $750
Cash Back
LIMITED TIME OFFER
Earn $350 when you spend $3,000 in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months.
Up to $750
Cash Back
Earn $350 when you spend $3,000 in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months.
The Ink Business Cash® Credit Card is an ideal choice for small business owners. With this card, you can earn cash back on a range of business expenses, including office supplies, internet, cable, and phone services, while enjoying valuable perks such as employee cards at no extra cost, making it a practical and cost-effective solution for managing your business finances!
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
United℠ Business Card

United℠ Business Card

United℠ Business Card

Annual Fee: $0 intro annual fee the first year, then $99

Rates & Fees
|
Terms Apply
75,000
Bonus Miles
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
75,000
Bonus Miles
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
The United Business Card is a co-branded airline credit card designed for businesses and United Airlines enthusiasts. It offers various travel benefits, including United MileagePlus miles for business spending, two United Club passes annually, and priority boarding, making it a valuable choice for businesses that frequently fly with United Airlines.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

Annual Fee: $195

Rates & Fees
|
Terms Apply
175,000
Bonus Points
LIMITED TIME OFFER
Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 within your first 6 months of Card Membership. Offer ends 1/8/2025.
175,000
Bonus Points
Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 within your first 6 months of Card Membership. Offer ends 1/8/2025.
The Hilton Honors American Express Business Card is a travel rewards credit card tailored for business travelers, offering Hilton Honors Gold status, generous Hilton Honors points earning potential, and an annual free weekend night reward upon reaching a spending threshold. With a reasonable annual fee, this card is an excellent choice for businesses that frequently utilize Hilton properties and want to enhance their travel experience with valuable rewards and perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

Ranked: Best Business Cards October 2024

Miles and points can easily save you thousands of dollars in travel expenses and enable you to enjoy luxurious experiences that you otherwise might not be able to afford. A good travel credit card (or a few) is a tool that all financially responsible travelers should be using. However, knowing which travel credit card(s) to apply for can be confusing. To help you prioritize your credit card sign-ups, we update this page every month to include what we believe are the top credit card offers on the market.

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Ranked: Best Business Cards October 2024
Best credit cards for business
Best credit cards for personal
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Which Card is Right For You?
Other Ways to Earn
Pros & Cons
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FAQs

🏆 Best for $0 Annual Fee (Business)

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

🏆 Best for $0 Annual Fee (Business)

Annual Fee: $0

Rates & Fees
|
Terms Apply
$750
Cash Back
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
$750
Cash Back
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
The Ink Business Unlimited® Credit Card is one of the BEST business cards on the market with no annual fee! With this card, you can earn unlimited cash back on all your business purchases, and it offers a simple and straightforward way to manage expenses, making it a practical choice for businesses of all sizes.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best Chase Welcome Offer

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

🏆 Best Chase Welcome Offer

Annual Fee: $95

Rates & Fees
|
Terms Apply
90,000
Bonus Points
Earn 90,000 bonus points after spending $8,000 in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠.
90,000
Bonus Points
Earn 90,000 bonus points after spending $8,000 in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠.
The Ink Business Preferred® Credit Card is a premier choice for small business owners seeking rewards and travel benefits. This card offers generous points on business expenses, including travel and advertising, and provides other valuable perks such as flexible redemption options, making it a top pick for those looking to maximize their business spending.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for High Business Spend

Capital One Venture X Business

Capital One Venture X Business

Capital One Venture X Business

🏆 Best for High Business Spend

Annual Fee: $395

Rates & Fees
|
Terms Apply
150,000
Bonus Miles
Earn 150,000 miles once you spend $30,000 in the first 3 months of account opening.
150,000
Bonus Miles
Earn 150,000 miles once you spend $30,000 in the first 3 months of account opening.
The Venture X business credit card offers robust rewards and benefits tailored to entrepreneurs and small businesses (plus, many travel perks for those who want to hit the skies and see the world).
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best Luxury Business Card

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

🏆 Best Luxury Business Card

Annual Fee: $695

Rates & Fees
|
Terms Apply
150,000
Bonus Points
ELEVATED OFFER
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
150,000
Bonus Points
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
The Business Platinum card is a premium business credit card offering a range of exclusive travel and business benefits, including airport lounge access, annual airline fee credits, and 5X Membership Rewards points on flights and prepaid hotels through Amex Travel. With a higher annual fee, this card is designed for businesses looking to elevate their travel experience and enjoy a suite of luxury perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for flexible bonus earning

American Express® Business Gold Card

American Express® Business Gold Card

American Express® Business Gold Card

🏆 Best for flexible bonus earning

Annual Fee: $375

Rates & Fees
|
Terms Apply
100,000
Bonus Points
ELEVATED OFFER
Earn 100,000 Membership Rewards® points after you spend $15,000 within the first 3 months of Card Membership. Terms apply.
100,000
Bonus Points
Earn 100,000 Membership Rewards® points after you spend $15,000 within the first 3 months of Card Membership. Terms apply.
The Amex Business Gold Card is a flexible business credit card that lets you choose two categories in which to earn extra rewards, such as travel, advertising, or technology, making it a versatile choice for businesses with varying spending needs. With valuable benefits like purchase protection and access to the American Express business ecosystem, this card is designed to help businesses maximize their rewards and efficiently manage their expenses.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best For Office Supply Purchases

‍

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

🏆 Best For Office Supply Purchases

‍

Annual Fee: $0

Rates & Fees
|
Terms Apply
Up to $750
Cash Back
LIMITED TIME OFFER
Earn $350 when you spend $3,000 in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months.
Up to $750
Cash Back
Earn $350 when you spend $3,000 in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months.
The Ink Business Cash® Credit Card is an ideal choice for small business owners. With this card, you can earn cash back on a range of business expenses, including office supplies, internet, cable, and phone services, while enjoying valuable perks such as employee cards at no extra cost, making it a practical and cost-effective solution for managing your business finances!
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
United℠ Business Card

United℠ Business Card

United℠ Business Card

Annual Fee: $0 intro annual fee the first year, then $99

Rates & Fees
|
Terms Apply
75,000
Bonus Miles
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
75,000
Bonus Miles
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
The United Business Card is a co-branded airline credit card designed for businesses and United Airlines enthusiasts. It offers various travel benefits, including United MileagePlus miles for business spending, two United Club passes annually, and priority boarding, making it a valuable choice for businesses that frequently fly with United Airlines.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

Annual Fee: $195

Rates & Fees
|
Terms Apply
175,000
Bonus Points
LIMITED TIME OFFER
Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 within your first 6 months of Card Membership. Offer ends 1/8/2025.
175,000
Bonus Points
Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 within your first 6 months of Card Membership. Offer ends 1/8/2025.
The Hilton Honors American Express Business Card is a travel rewards credit card tailored for business travelers, offering Hilton Honors Gold status, generous Hilton Honors points earning potential, and an annual free weekend night reward upon reaching a spending threshold. With a reasonable annual fee, this card is an excellent choice for businesses that frequently utilize Hilton properties and want to enhance their travel experience with valuable rewards and perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

Personal Cards

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Business Cards

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Which Card is Right for You?

Finding the perfect business credit card depends on your company’s needs and spending patterns. Are you looking for high cash back on office supplies, travel rewards for business trips, or tools to manage employee expenses? Check out our top business card options and choose the card that best supports your business goals.

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Other Ways to Earn

Don’t stop at card rewards—explore additional ways to boost your miles and points potential. Many business cards offer bonus categories, spending programs, and partnerships that can further enhance your rewards and benefits. There are so many ways to get the most out of your business expenses. After all, you're spending the money anyways. There might as well be something in it for you.

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Pros and Cons

Pros

[.pro] Business cards can help streamline your company’s cash flow with flexible payment options and expense tracking tool [.pro]

‍

[.pro] Enjoy rewards like cash back, travel benefits, and discounts on business services that can aid your company’s financial health [.pro]

‍

[.pro] Many business cards offer detailed reports and analytics, making it easier to manage and monitor your business expenses [.pro]

Cons

[.con] Premium business cards often come with higher annual fees, which can be a drawback if the benefits aren’t fully utilized [.con]

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[.con] Business credit cards usually require a strong credit history, which might be challenging for new or small businesses [.con]

FAQs

What benefits do business credit cards offer?

Business credit cards provide various benefits including rewards on purchases, travel perks, expense management tools, and often higher credit limits compared to personal cards.

Can I get a business credit card if my business is new?

Yes, many business credit cards are available for new businesses, though you may need to provide a personal guarantee and have strong personal credit to qualify.

Are business credit cards different from personal credit cards?

Yes, business credit cards are tailored for business expenses and often come with benefits like expense tracking, higher credit limits, and rewards for business-related spending. They also may offer different terms and fees compared to personal cards.

What should I consider when choosing a business credit card?

Consider factors such as the type of rewards (cash back, travel, etc.), annual fees, interest rates, credit limits, and expense management tools. Choose a card that aligns with your business’s spending patterns and financial goals.

Authors

Written by: McKay Moffitt

Content Specialist

‍

Edited by: Tiffany Eastham

Writer & Editor 

‍

‍

🏆 Best for $0 Annual Fee (Business)
Learn more
What's on this page
Ranked: Best Business Cards October 2024
Best credit cards for business
Best credit cards for personal
Cards That Transfer to
Which Card is Right For You?
Other Ways to Earn
Pros & Cons
Related Videos
Browse Other Categories of Cards
FAQs