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Annual Fee: $0
Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening.
Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.
The Capital One Quicksilver Cash Rewards Credit Card is an excellent choice for individuals seeking a straightforward and rewarding cash-back credit card. It offers unlimited 1.5% cash-back on all purchases, making it easy to earn and redeem rewards without dealing with rotating categories or limits. With no annual fee and valuable cash-back rewards, it's an attractive option for everyday spending.
[.redeem] 5% [.redeem] cash-back per $1 on hotels and rented cars booked through Capital One Travel
[.redeem] 1.5% [.redeem] cash-back on every purchase
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.
🏆 Best no annual fee starter card
🏆 Best no annual fee starter card
Annual Fee: $0
Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening.
The Capital One Quicksilver® Cash Rewards Credit Card is one of the best cards for straightforward cash back. It’s simple. And, it has no annual fee making it a great option for anyone looking to earn cash back without worrying about rotating categories or spending caps. The card offers 1.5% cash back on every purchase, every day, making it easy to rack up rewards quickly.
The welcome offer is also super appealing—spend $500 in the first 3 months and earn a $200 cash bonus. It's a fantastic option for anyone new to credit cards or those who want hassle-free earnings.
[.pro] Simple and straightforward 1.5% cash back on all purchases [.pro]
[.pro] Easy-to-earn $200 cash bonus after spending $500 in the first 3 months [.pro]
[.pro] No annual fee [.pro]
[.con] No major bonus categories [.con]
[.redeem] 5% [.redeem] cash-back per $1 on hotels and rented cars booked through Capital One Travel
[.redeem] 1.5% [.redeem] cash-back on every purchase
[.dontreco] We don’t recommend: Forgetting to redeem your rewards [.dontreco]
While the rewards are straightforward, make sure to regularly check your cash back balance and redeem it as needed. It's easy to let it accumulate without taking advantage of it.
[.sometimesreco] We sometimes recommend: Using it for international travel [.sometimesreco]
With no foreign transaction fees, the Quicksilver Card is a great option for purchases abroad. You can earn cash back without worrying about extra fees.
[.alwaysreco] We always recommend: Using it for everyday purchases [.alwaysreco]
With a flat 1.5% cash-back rate, use the Quicksilver Card for all your day-to-day spending. It's an effortless way to earn consistent rewards.
Kara and Nate paid $0 for a 10-hour luxury train, the Peru Rail Lake Titicaca Train, to be exact. And, they did so with Capital One Miles. And, if you want the full details on that redemption, check out this video 👇
Why? Pairing the Capital One Quicksilver Cash Rewards Card with the Capital One Venture Card is a smart strategy to maximize your rewards across various spending categories. The Quicksilver Card offers 1.5% cash back on all purchases, making it ideal for everyday expenses. On the other hand, the Venture Card rewards 2x miles per dollar on all purchases, which is particularly valuable for travel-related expenses. This combination allows you to earn higher rewards on a broader range of spending. The Quicksilver Card's cashback can also be redeemed as statement credits or for other non-travel expenses, while the Venture Card's miles can cover travel costs, offering flexible redemption options. Both cards come with benefits like travel insurance, no foreign transaction fees, and purchase protection. Managing these cards is convenient through Capital One's single platform, and you can also take advantage of the attractive welcome offers. This pairing ensures you get the most out of your spending and rewards.
Why? One Venture X Rewards Credit Card is simply a winning combo. Use the Quicksilver for a hassle-free 1.5% cash back on everyday purchases, and the Venture X for 2x miles per dollar on everything, with even more miles on travel booked through Capital One Travel. The Venture X Card sweetens the deal with premium travel perks like annual travel credits, airport lounge access, and top-notch travel insurance. This means more bang for your buck whether you're grocery shopping or booking flights. Plus, you can redeem rewards flexibly for both travel and everyday expenses.
Just starting your cash-back journey? Or better yet, your credit card journey? We love recommending the Quicksilver Card for beginners. It's got a low annual fee and top-notch earnings on everyday spending.Think of it like climbing the Credit Card Ladder. When you're new to credit cards, you might have no credit score or open accounts. That was me in 2022. You start small and work your way up to premium cards like the Capital One Venture X Rewards Credit Card or The Platinum Card® from American Express. The Quicksilver is a great first step on your cash-back journey, offering solid rewards and a few extra perks. College students, I’m talking to you.
Are you someone who loves earning on every purchase? The Quicksilver Card offers a straightforward way to earn 1.5% cash back on everything, without the need to track bonus categories or spending limits. It's perfect for those who want a no-fuss rewards card.
With no annual fee, the Quicksilver Card is ideal for anyone looking to earn rewards without added costs. It's a great choice for the budget-conscious who still want to benefit from a solid cash-back program. The $200 cash bonus after spending $500 in the first 3 months is an added perk that’s easy to achieve.
Here’s a good rule of thumb: You probably shouldn’t own a credit card if you: (1) have a bad credit score, (2) are a non-U.S. resident (for this particular card), and (3) cannot control your spending. If your credit score is below 670, you'll need to improve it before applying for travel credit cards, as approval for the best ones, like the Quicksilver Card, is unlikely. Be honest with yourself: if a new credit card will tempt you to overspend, it's best to avoid it. Credit cards are crucial for earning miles and points, but they require responsible use.
A decent credit score of 670-850 is recommended for the Quicksilver Card. But again, if you’re in a solid place with your credit and feel you are ready for a new card, don’t let the fear of being rejected keep you from applying. We’ve known several people to be rejected on their first application, use the reconsideration line, and be granted the Quicksilver Card. The worst they can say is “no,” and more often than not, we’ve found these people want to help!
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