You’ve got a business to run. Whether that means managing inventory, traveling to meet clients, or making sure your Wi-Fi bill gets paid, your expenses are always adding up.
So why not make those expenses work for you?
The American Express® Business Gold Rewards Card is built for Canadian business owners who want to rack up points fast—without getting buried in complicated rewards structures or limited bonus categories.
It’s got flexible bonus earning, big travel perks, and a $199 CAD, with an option to add Employee Business Gold Rewards Cards for $50 annually.
Here’s everything we’ll dive into:
Pros and Cons
Let’s get into it, shall we?
Pros:
Earn 1x points on all purchases, no complicated categories
Quarterly 10,000-point bonus for high spenders
No pre-set spending limit, offering flexibility for large purchases
Up to 55 interest-free days to manage cash flow
Points transfer to airline and hotel partners like Aeroplan and Avios
Redeem points for flights, statement credits, and more
Cons:
No bonus multipliers on specific categories
High spend requirement to earn that quarterly bonus (10,000 points per $20,000 spent)
Why We Love the Business Gold Rewards Card
Unlike some business cards that offer rotating bonus categories, this one keeps it simple:
Earn 1 Membership Rewards point per $1 spent—on every purchase, with no limits.
Earn a 10,000-point bonus each quarter when you spend at least $20,000 on the card (up to 40,000 bonus points per year).
That means you could earn 80,000+ Membership Rewards points in a year if you meet the bonus spend thresholds—enough for some serious travel redemptions.
And, with this card, you’ll have no pre-set spending limit and flexible payment options. Talk to me, !
Flexibility is King Around Here
And Membership Rewards? Those are some of the best in the game.
One of the best things about Membership Rewards points is flexibility. You can redeem them for:
Travel – Book flights, hotels, and car rentals with American Express Travel, or transfer points to Aeroplan, Avios, and other partners
Statement credits – Offset eligible business expenses
Amazon.ca purchases – Use points at checkout
Gift cards and merchandise – Choose from a variety of rewards
So yeah…so many reasons to love these points, friends!
To Wrap Things Up
Let’s be real—if your business has consistent expenses in a few key areas, this card is an easy win.
The ability to earn points on all purchases and hit quarterly bonus thresholds makes it ideal for businesses with consistent expenses.
While it doesn’t have category bonuses, the lack of restrictions means you’ll always earn rewards—regardless of how your spending changes. Plus, with strong redemption options and transferable points, you’ll have no problem turning your business expenses into free travel (ayyyo!).
If you’re a business owner looking to keep things simple while maximizing rewards, this card could be the perfect fit for your wallet.
