Chase Ultimate Rewards points are a traveler’s best friend, offering flexibility and unbeatable value when redeemed for travel through the Chase portal or transferred to partners like United, Hyatt, and more. These points can take your miles and points game to the next level, whether you're booking flights, upgrading hotel stays, or earning cash back. Below, you’ll find the best cards for earning Chase Ultimate Rewards, ranked by the offers and perks that can make every trip a little sweeter.
🏆 Daily Drop's Most Popular Card
Annual Fee: $95
🏆 Best for travel credits
Annual Fee: $550
🏆 Best Chase Welcome Offer
Annual Fee: $95
Chase Ultimate Rewards points are a traveler’s best friend, offering flexibility and unbeatable value when redeemed for travel through the Chase portal or transferred to partners like United, Hyatt, and more. These points can take your miles and points game to the next level, whether you're booking flights, upgrading hotel stays, or earning cash back. Below, you’ll find the best cards for earning Chase Ultimate Rewards, ranked by the offers and perks that can make every trip a little sweeter.
🏆 Daily Drop's Most Popular Card
Annual Fee: $95
🏆 Best for travel credits
Annual Fee: $550
🏆 Best Chase Welcome Offer
Annual Fee: $95
🏆 Best for $0 Annual Fee
Annual Fee: $0
🏆 Best for rotating categories
Annual Fee: $0
🏆 Best For Office Supply Purchases
Annual Fee: $0
🏆 Best for $0 Annual Fee (Business)
🏆 Best for $0 Annual Fee (Business)
Annual Fee: $0
Chase Ultimate Rewards credit cards cater to both everyday spenders and frequent travelers. The Chase Sapphire Preferred and Chase Sapphire Reserve are top picks here at Daily Drop, with bonus rewards on travel, dining, and awesome perks like travel credits and lounge access. If you’re a business owner, the Ink Business Preferred offers excellent rewards on key business categories, while the Freedom Flex and Freedom Unlimited are perfect for those seeking no-annual-fee cards with solid cashback. Whatever your spending style, there’s a Chase Ultimate Rewards card to help you earn and redeem some of the most valuable points on the market.
Chase Ultimate Rewards credit cards offer plenty of ways to rack up points. Travel, dining, and online purchases through Chase’s shopping portal can earn you serious rewards, and you can boost your points with limited-time offers on the Chase website. You can also combine points across different Ultimate Rewards cards to maximize your balance, making it easier to make travel redemptions or utilize cash-back.
[.pro] Points are transferable to popular airline and hotel partners like United, Southwest, and Hyatt [.pro]
[.pro] Travel redemptions through the Chase Travel Portal get a boost with certain cards [.pro]
[.pro] Pairing cards like the Freedom Flex or Freedom Unlimited with a Sapphire card lets you stretch points further [.pro]
[.pro] Flexible redemption options across all cards [.pro]
[.con] Some cards with better perks come with higher fees [.con]
[.con] Points can lose value if you redeem them for certain categories other than travel [.con]
[.con] Chase's 5/24 rule limits approvals if you've opened fiver or more cards in the last 24 months [.con]