Yes! Chase lets you transfer points to various travel partners, including United, Southwest, Hyatt, and Marriott. Most transfers are at a 1:1 ratio, meaning one Chase point equals one airline or hotel point.

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Chase Ultimate Rewards points can be earned by making purchases with Chase credit cards. You can redeem points for travel through the Ultimate Rewards portal, transfer them to partner airlines and hotels, or even use them for cash-back, gift cards, or statement credits.

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You can maximize Chase points by using cards with bonus categories for spending, transferring points to travel partners for higher value, and using the “Pay Yourself Back” feature during special promotions.

Chase is known for its 5/24 rule, which means if you’ve opened five or more credit cards in the past 24 months (from any issuer), you’re likely to be denied for a new Chase card.