Miles and points can easily save you thousands of dollars in travel expenses and enable you to enjoy luxurious experiences that you otherwise might not be able to afford. A good travel credit card (or a few) is a tool that all financially responsible travelers should be using. However, knowing which travel credit card(s) to apply for can be confusing. Below you will find every card from American Express, ranked by what we believe to be the best offers and long term value.
🏆 Best for restaurants
Annual Fee: $325
🏆 Best for luxury benefits
🏆 Best for luxury benefits
Annual Fee: $695
🏆 Best for Hilton Gold Status
🏆 Best for Hilton Gold Status
Annual Fee: $150
Annual Fee: $0
Annual Fee: $250
$0 intro annual fee the first year, then $95
Best entry-level Hilton card
Annual Fee: $0
🏆 Best for Marriott loyalists
🏆 Best for Marriott loyalists
Annual Fee: $650
Annual Fee: $0
🏆 Best for Delta loyalists
🏆 Best for Delta loyalists
Annual Fee: $650
🏆 Best for frequent Delta flyers
🏆 Best for frequent Delta flyers
Annual Fee: $350
Annual Fee: $250
🏆 Best $0 intro offer
🏆 Best $0 intro offer
$0 intro annual fee the first year, then $150
Annual Fee: $0
Annual Fee: $150
🏆 Best for Hilton loyalists
🏆 Best for Hilton loyalists
Annual Fee: $550
🏆 Best Luxury Business Card
🏆 Best Luxury Business Card
Annual Fee: $695
🏆 Best for flexible bonus earning
🏆 Best for flexible bonus earning
Annual Fee: $375
Annual Fee: $195
Annual Fee: $125
Annual Fee: $0
Annual Fee: $650
Annual Fee: $350
$0 intro annual fee the first year, then $150
Annual Fee: $0
Miles and points can easily save you thousands of dollars in travel expenses and enable you to enjoy luxurious experiences that you otherwise might not be able to afford. A good travel credit card (or a few) is a tool that all financially responsible travelers should be using. However, knowing which travel credit card(s) to apply for can be confusing. Below you will find every card from American Express, ranked by what we believe to be the best offers and long term value.
🏆 Best for restaurants
Annual Fee: $325
🏆 Best for luxury benefits
🏆 Best for luxury benefits
Annual Fee: $695
🏆 Best for Hilton Gold Status
🏆 Best for Hilton Gold Status
Annual Fee: $150
Annual Fee: $0
Annual Fee: $250
$0 intro annual fee the first year, then $95
Best entry-level Hilton card
Annual Fee: $0
🏆 Best for Marriott loyalists
🏆 Best for Marriott loyalists
Annual Fee: $650
Annual Fee: $0
🏆 Best for Delta loyalists
🏆 Best for Delta loyalists
Annual Fee: $650
🏆 Best for frequent Delta flyers
🏆 Best for frequent Delta flyers
Annual Fee: $350
Annual Fee: $250
🏆 Best $0 intro offer
🏆 Best $0 intro offer
$0 intro annual fee the first year, then $150
Annual Fee: $0
Annual Fee: $150
🏆 Best for Hilton loyalists
🏆 Best for Hilton loyalists
Annual Fee: $550
🏆 Best Luxury Business Card
🏆 Best Luxury Business Card
Annual Fee: $695
🏆 Best for flexible bonus earning
🏆 Best for flexible bonus earning
Annual Fee: $375
Annual Fee: $195
Annual Fee: $125
Annual Fee: $0
Annual Fee: $650
Annual Fee: $350
$0 intro annual fee the first year, then $150
Annual Fee: $0
🏆 Best for restaurants
Annual Fee: $325
🏆 Best for luxury benefits
🏆 Best for luxury benefits
Annual Fee: $695
🏆 Best for Hilton Gold Status
🏆 Best for Hilton Gold Status
Annual Fee: $150
Annual Fee: $0
Best entry-level Hilton card
Annual Fee: $0
Annual Fee: $250
$0 intro annual fee the first year, then $95
🏆 Best for Marriott loyalists
🏆 Best for Marriott loyalists
Annual Fee: $650
Annual Fee: $0
🏆 Best for Delta loyalists
🏆 Best for Delta loyalists
Annual Fee: $650
🏆 Best for frequent Delta flyers
🏆 Best for frequent Delta flyers
Annual Fee: $350
Annual Fee: $250
🏆 Best $0 intro offer
🏆 Best $0 intro offer
$0 intro annual fee the first year, then $150
Annual Fee: $0
Annual Fee: $150
🏆 Best for Hilton loyalists
🏆 Best for Hilton loyalists
Annual Fee: $550
🏆 Best Luxury Business Card
🏆 Best Luxury Business Card
Annual Fee: $695
🏆 Best for flexible bonus earning
🏆 Best for flexible bonus earning
Annual Fee: $375
Annual Fee: $195
Annual Fee: $125
Annual Fee: $0
Annual Fee: $650
Annual Fee: $350
$0 intro annual fee the first year, then $150
Annual Fee: $0
With so many American Express cards to choose from, finding the right one depends on your spending habits and goals. If you love travel, the Amex Platinum gets you lounge access, hotel perks, and plenty of points. On the other hand, the Amex Gold is perfect for foodies with bonus points on dining and groceries. Not into fees? The Blue Cash Everyday is a no-annual-fee option with cash-back on essentials like groceries and gas. Think about how you spend, then pick the card that matches your lifestyle.
Beyond swiping your Amex card for purchases, you can rake in even more points through Amex Offers, which give you bonus rewards or statement credits on select deals. Plus, don't forget about referrals. You can earn extra points by inviting friends to apply for an Amex card. You can also book travel through Amex Travel, where you earn points and sometimes even get exclusive deals. It’s all about making the most of your card, even beyond your daily purchases.
[.pro] Premium perks like lounge access, travel credits, and concierge services [.pro]
[.pro] Membership Rewards points are flexible and transferable to travel partners [.pro]
[.pro] Tons of bonus categories for earning points on everyday spending [.pro]
[.con] High annual fees on premium cards like the Amex Platinum [.con]
[.con] Not all merchants accept American Express [.con]