Best Cards for earning Choice Points

Choice Privileges is perfect for those looking to maximize rewards at affordable hotel brands. Their huge network of hotels across the globe gives you plenty of ways to redeem your points. With a Choice card, you’ll earn points on everything from gas to groceries and be able to take advantage of perks like elite status or anniversary points. We’ve gathered the top cards for earning Choice points to make sure you get the most out of those rewards.

Choice Privileges® Mastercard®

Choice Privileges® Mastercard®

Choice Privileges® Mastercard®

60,000
LIMITED TIME OFFER
60,000
The Choice Privileges® Mastercard® is ideal for budget-friendly travelers who frequently stay at Choice Hotels. Earn points on every purchase, with extra rewards for stays at Choice properties. This no-annual-fee card makes it easy to build up points and redeem them for free nights or other rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Choice Privileges® Select Mastercard®

Choice Privileges® Select Mastercard®

Choice Privileges® Select Mastercard®

90,000
LIMITED TIME OFFER
90,000
Love Choice Hotels? Then you'll love the Choice Privileges® Select Mastercard®, mainly for its strong earning potential and travel perks. Earn extra points on Choice stays, and enjoy a rewards program that gives you more for your travel. Plus, the card’s anniversary bonus can help you rack up free nights faster.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Best Cards for earning Choice Points

Choice Privileges is perfect for those looking to maximize rewards at affordable hotel brands. Their huge network of hotels across the globe gives you plenty of ways to redeem your points. With a Choice card, you’ll earn points on everything from gas to groceries and be able to take advantage of perks like elite status or anniversary points. We’ve gathered the top cards for earning Choice points to make sure you get the most out of those rewards.

Choice Privileges® Mastercard®

Choice Privileges® Mastercard®

Choice Privileges® Mastercard®

60,000
LIMITED TIME OFFER
60,000
The Choice Privileges® Mastercard® is ideal for budget-friendly travelers who frequently stay at Choice Hotels. Earn points on every purchase, with extra rewards for stays at Choice properties. This no-annual-fee card makes it easy to build up points and redeem them for free nights or other rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Choice Privileges® Select Mastercard®

Choice Privileges® Select Mastercard®

Choice Privileges® Select Mastercard®

90,000
LIMITED TIME OFFER
90,000
Love Choice Hotels? Then you'll love the Choice Privileges® Select Mastercard®, mainly for its strong earning potential and travel perks. Earn extra points on Choice stays, and enjoy a rewards program that gives you more for your travel. Plus, the card’s anniversary bonus can help you rack up free nights faster.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Personal Cards

No items found.

Business Cards

No items found.

Transfer to Choice Points

American Express® Green Card

American Express® Green Card

American Express® Green Card

40,000
Bonus Points
Earn 40,000 Membership Rewards® Points after you spend $3,000 on purchases in the first 6 months of card membership.
40,000
Bonus Points
Earn 40,000 Membership Rewards® Points after you spend $3,000 on purchases in the first 6 months of card membership.
If you're on the fence about joining the Amex family, getting the Amex Green card is a solid place to start. It offers a competitive earning rate of 3x points on spending categories that include travel, restaurants, and transit. So if you aren't a full-time or regular traveler who would benefit from the luxury perks of its bigger brother, The Platinum Card® from American Express, and a majority of your spending falls into those categories, this could be a great option.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for restaurants

American Express® Gold Card

American Express® Gold Card

American Express® Gold Card

🏆 Best for restaurants

60,000
Bonus Points
Earn 60,000 Membership Rewards® points after you spend $6,000 on your new Card in your first 6 months of Card Membership.
60,000
Bonus Points
Earn 60,000 Membership Rewards® points after you spend $6,000 on your new Card in your first 6 months of Card Membership.
The American Express Gold Card is a premium card that offers lucrative rewards for dining at U.S. restaurants and U.S. supermarkets, along with valuable travel benefits, making it an excellent choice for foodies and frequent travelers. While it does come with an annual fee, the card's combination of rewards and perks can provide substantial value to those who frequently dine out and travel.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for luxury benefits

The Platinum Card® from American Express

The Platinum Card® from American Express

The Platinum Card® from American Express

🏆 Best for luxury benefits

80,000
Bonus Points
Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.
80,000
Bonus Points
Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.
The Amex Platinum is a premium card offering a range of exclusive travel and lifestyle benefits, including access to luxury airport lounges, annual travel credits, and Membership Rewards points that can be redeemed for travel or other rewards. With a high annual fee, this card is designed for individuals who value premium perks and are frequent travelers looking to enjoy a heightened level of luxury and convenience.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

15,000
Bonus Points
Earn 15,000 Membership Rewards® Points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
15,000
Bonus Points
Earn 15,000 Membership Rewards® Points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
The Blue Business® Plus Credit Card from American Express is a business credit card designed for those who want a straightforward way to earn rewards on their business expenses. It offers Membership Rewards points on all eligible purchases, making it a versatile and rewarding choice for business owners.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for flexible bonus earning

American Express® Business Gold Card

American Express® Business Gold Card

American Express® Business Gold Card

🏆 Best for flexible bonus earning

100,000
Bonus Points
ELEVATED OFFER
Earn 100,000 Membership Rewards® points after you spend $15,000 within the first 3 months of Card Membership. Terms apply.
100,000
Bonus Points
Earn 100,000 Membership Rewards® points after you spend $15,000 within the first 3 months of Card Membership. Terms apply.
The Amex Business Gold Card is a flexible business credit card that lets you choose two categories in which to earn extra rewards, such as travel, advertising, or technology, making it a versatile choice for businesses with varying spending needs. With valuable benefits like purchase protection and access to the American Express business ecosystem, this card is designed to help businesses maximize their rewards and efficiently manage their expenses.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Luxury Business Card

The Business Platinum Card®  from American Express

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

🏆 Best Luxury Business Card

150,000
Bonus Points
ELEVATED OFFER
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
150,000
Bonus Points
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
The Business Platinum card is a premium business credit card offering a range of exclusive travel and business benefits, including airport lounge access, annual airline fee credits, and 5X Membership Rewards points on flights and prepaid hotels through Amex Travel. With a higher annual fee, this card is designed for businesses looking to elevate their travel experience and enjoy a suite of luxury perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for premium travel perks

Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

🏆 Best for premium travel perks

75,000
Bonus Miles
Earn 75,000 bonus miles after spending $4,000 in the first 3 months.
75,000
Bonus Miles
Earn 75,000 bonus miles after spending $4,000 in the first 3 months.
The Venture X (one of our favorites!) is a premium travel rewards card that offers generous earning rates on travel and dining purchases, along with a wide range of travel perks and benefits. Cardholders can enjoy flexible redemption options for their rewards, making it a popular choice for frequent travelers.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Best for 2X on Everyday Spending

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Best for 2X on Everyday Spending

75,000
Bonus Miles
Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening.
75,000
Bonus Miles
Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening.
The Capital One Venture Rewards credit card makes travel rewarding and easy. Earn miles on every purchase, which you can redeem for various travel expenses like flights, hotels, and car rentals. Plus, with no foreign transaction fees, it’s an ideal choice for international travel. If you’re looking to maximize rewards without crazy fees, this card would be a great addition to your wallet. This one continues to be a Daily Drop favorite.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for High Business Spend

Capital One Venture X Business

Capital One Venture X Business

Capital One Venture X Business

🏆 Best for High Business Spend

150,000
Bonus Miles
Earn 150,000 miles once you spend $30,000 in the first 3 months of account opening.
150,000
Bonus Miles
Earn 150,000 miles once you spend $30,000 in the first 3 months of account opening.
The Venture X business credit card offers robust rewards and benefits tailored to entrepreneurs and small businesses (plus, many travel perks for those who want to hit the skies and see the world).
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best no annual fee starter card

Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card

🏆 Best no annual fee starter card

20,000
Bonus Miles
Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.
20,000
Bonus Miles
Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.
The Capital One VentureOne Rewards Credit Card is a travel rewards card designed for those seeking simple, no-annual-fee access to miles for travel with 1.25X miles per dollar on every purchase.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Capital One Spark Miles for Business

Capital One Spark Miles for Business

Capital One Spark Miles for Business

50,000
Bonus Miles
Earn 50,000 bonus miles once you spend $4,500 in the first 3 months.
50,000
Bonus Miles
Earn 50,000 bonus miles once you spend $4,500 in the first 3 months.
The Capital One Spark Miles for Business credit card is a travel-focused business card that offers flexible miles-earning options and valuable travel benefits, making it an ideal choice for businesses with a focus on frequent travel and rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for Gas Stations

Citi Strata Premier℠ Card

Citi Strata Premier℠ Card

Citi Strata Premier℠ Card

🏆 Best for Gas Stations

70,000
Bonus Points
LIMITED TIME OFFER
Earn 70,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
70,000
Bonus Points
Earn 70,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
The Citi Strata Premier is the latest and greatest card from Citi. It features solid earning rates on everyday spending categories such as air travel, hotel purchases, restaurants, supermarkets, gas, and even EV charging stations. With a low annual fee, we view it as a solid, mid-tiered card no matter if you like to earn rewards on travel or just on your everyday activities.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Citi Rewards+® Card

Citi Rewards+® Card

Citi Rewards+® Card

20,000
Bonus Points
Earn 20,000 bonus points after spending $1,500 in the first 3 months of account opening.
20,000
Bonus Points
Earn 20,000 bonus points after spending $1,500 in the first 3 months of account opening.
The Citi Rewards+® Card is a unique rewards credit card that rounds up the points earned on each purchase to the nearest 10, providing a little extra value for your everyday spending. With no annual fee, this card is ideal for individuals looking to maximize their rewards on small purchases and offers a valuable addition to their Citi ThankYou Points collection.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Which Card is Right for You?

If you're a Choice Hotels fan, the right card comes down to how much you stay and which perks you want. Frequent travelers can benefit from a premium card with perks like elite status and anniversary points, while occasional guests might prefer a no-annual-fee option that still racks up points for free nights. Keep in mind, this card's points can only be used for very specific bookings. Refer to the "transferable" cards for greater flexibility. 

Other Ways to Earn

Aside from using your Choice card, you can earn points by staying at Choice hotels, using the Choice Privileges dining and shopping portals, and booking car rentals or activities with their travel partners. You can also convert points from programs like Amtrak Guest Rewards and American Express Membership Rewards into Choice points.

Pros and Cons

Pros

[.pro] Earn points on every purchase and enjoy accelerated earnings at Choice properties [.pro]

[.pro] Get perks like free nights, bonus points, and elite status to enhance your stays [.pro]

[.pro] Annual anniversary points can help offset the card’s fee if you go for a premium option [.pro]

Cons

[.con] Points are most valuable when redeemed for Choice stays, so you might feel a bit limited if you stay at other hotel chains often [.con]

FAQs

What can I do with Choice Privileges points?

Privileges points can be used for free nights at thousands of hotels in their portfolio, including brands like Comfort Inn, Sleep Inn, and Cambria Hotels. You can also use them for car rentals, gift cards, or even transfer them to airline partners for flights.

Do Choice credit cards offer elite status?

Yes! Choice credit cards often grant you instant Gold or Platinum status, giving you perks like extra points on stays, early check-in, and late checkout.

Are there any blackout dates for redeeming Choice points?

Nope! Choice Privileges has no blackout dates, meaning you can use your points to book free nights whenever there’s availability. Just remember that availability may vary depending on the property and season.

Can I transfer my Choice points to airline miles?

Absolutely! Choice points can be converted to miles with a variety of airline partners. It’s a great way to top off your frequent flyer balance or snag a flight if you’re short on miles. Just note that transfer rates vary depending on the airline.

Authors

Written by: McKay Moffitt

Content Specialist

Edited by: Tiffany Eastham

Writer & Editor