A new month means new (and sometimes spicy 🌶️) credit card offers, and February is delivering in a big way.
As always, we keep a close eye on the best credit cards available and update our Top Cards List every month to make sure you know which ones are worth signing up for.
Think of it like a power ranking—but instead of debating who should be in the Super Bowl, we’re arguing about free hotel nights, transfer partners, and 5x bonus categories. And let’s be real, that’s waaaay more fun.
This month, two hotel credit cards have decided to shake things up with some beautiful welcome offers. Let’s get into it!
IHG Just Got a Huge Upgrade
We talk about theIHG One Rewards Premier Credit Card a lot—probably because it’s one of the easiest ways to stack up a ridiculous number of points. And this month, the welcome offer just got even better.
Here’s what we’re looking at: Earn 170,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.. That’s a ton of points, and since the card earns at least 3x on everything, you’ll have at least 182,000 points right after hitting the spend requirement.
What does that get you?
Thanks to IHG’s 4th-night free perk, you can stretch those points into EIGHT nights at properties like the Kimpton New York City, which costs just 21,000 points per night.
The card also comes with an Annual Free Night Certificate (worth 40,000 points), making it even easier to lock in free stays year after year.
The best part? The card’s annual fee is just $99—so you’re basically paying for one night at a hotel and getting a week’s worth for free. Not bad.
Marriott Is Coming in Hot
If IHG isn’t your thing, Marriott has stepped up with an offer that’s hard to ignore.
The Marriott Bonvoy Boundless® Credit Card is now offering something sweet, too: Earn a $150 Statement Credit after you make your first purchase in the first 12 months from account opening, and earn 100,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening..
And here’s the kicker: You also get a $150 statement credit after making a single purchase. Since the card’s annual fee is only $95, that’s what we call a “free money” situation.
Marriott points are also pretty valuable, especially if you know where to use them.
Mike is planning a quick Mexico City trip, where the City Express Hotel costs just 6,000 points per night.
With Marriott’s 5th-night free policy, that means a five-night stay costs just 24,000 points.
Do the math, and you could stretch this welcome offer into 20+ nights of free stays at low-category hotels.
Don’t Miss Out on These Killer Offers
If you’ve been thinking about adding a hotel credit card to your wallet, now is the time. Both IHG and Marriott have some of the best welcome offers we’ve seen in a while, and they won’t last forever.
Of course, these aren’t the only solid cards out there. If you’re more into earning transferable points, racking up miles, or just getting cash back, our Top Cards List has plenty of other options to check out.
So if you want to max out your points game this month, now’s your chance. Go forth and earn. 🫡
