Best Cards with Elevated Welcome Offers January 2025

Curious about the cards with the best welcome offers right now? Our job at Daily Drop is to help you travel smarter (and for less!), so we'll keep an updated list of travel cards that feature elevated welcome offers, and ones that you should know about if you're considering adding a new card to your wallet. We’ll make sure you know which ones offer the most value and how to make the most of those bonus points. Whether you're planning a big trip or just want perks for everyday spending, these cards have you covered.

‍

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

🏆 Best Luxury Business Card

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

🏆 Best Luxury Business Card

Annual Fee: $695

Rates & Fees
|
Terms Apply
150,000
Bonus Points
ELEVATED OFFER
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
150,000
Bonus Points
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
The Business Platinum card is a premium business credit card offering a range of exclusive travel and business benefits, including airport lounge access, annual airline fee credits, and 5X Membership Rewards points on flights and prepaid hotels through Amex Travel. With a higher annual fee, this card is designed for businesses looking to elevate their travel experience and enjoy a suite of luxury perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for flexible bonus earning

American Express® Business Gold Card

American Express® Business Gold Card

American Express® Business Gold Card

🏆 Best for flexible bonus earning

Annual Fee: $375

Rates & Fees
|
Terms Apply
100,000
Bonus Points
ELEVATED OFFER
Earn 100,000 Membership Rewards® points after you spend $15,000 within the first 3 months of Card Membership. Terms apply.
100,000
Bonus Points
Earn 100,000 Membership Rewards® points after you spend $15,000 within the first 3 months of Card Membership. Terms apply.
The Amex Business Gold Card is a flexible business credit card that lets you choose two categories in which to earn extra rewards, such as travel, advertising, or technology, making it a versatile choice for businesses with varying spending needs. With valuable benefits like purchase protection and access to the American Express business ecosystem, this card is designed to help businesses maximize their rewards and efficiently manage their expenses.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
Aeroplan® Credit Card

Aeroplan® Credit Card

Aeroplan® Credit Card

Annual Fee: $95

Rates & Fees
|
Terms Apply
Up to 100,000
Bonus Points
ELEVATED OFFER
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months.
Up to 100,000
Bonus Points
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months.
The Aeroplan® Credit Card is a travel rewards credit card designed for frequent flyers and Air Canada enthusiasts. Cardholders can earn Aeroplan points for their purchases, enjoy travel benefits like free checked bags, and access exclusive Air Canada perks, making it an ideal choice for those who frequently travel with this airline.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for frequent United flyers

United℠ Explorer Card

United℠ Explorer Card

United℠ Explorer Card

🏆 Best for frequent United flyers

$0 intro annual fee the first year, then $95

Rates & Fees
|
Terms Apply
60,000
Bonus Miles
LIMITED TIME OFFER
Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
60,000
Bonus Miles
Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
The United Explorer Card is a co-branded airline credit card designed for individuals who frequently travel with United Airlines. It offers United MileagePlus miles for spending, a free checked bag, and other travel benefits, making it a suitable choice for those who want to earn rewards and enjoy perks when flying with United.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
United Quest℠ Card

United Quest℠ Card

United Quest℠ Card

Annual Fee: $250

Rates & Fees
|
Terms Apply
70,000
Bonus Miles
LIMITED TIME OFFER
Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
70,000
Bonus Miles
Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
The United Quest Card is a co-branded airline credit card designed for frequent United Airlines travelers. It offers United MileagePlus miles for spending, various travel perks like free checked bags, and premium benefits such as priority boarding and travel credits, making it an excellent choice for those who want to maximize their United Airlines experience.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for United loyalists

United Club℠ Infinite Card

United Club℠ Infinite Card

United Club℠ Infinite Card

🏆 Best for United loyalists

Annual Fee: $525

Rates & Fees
|
Terms Apply
90,000
Bonus Miles
LIMITED TIME OFFER
Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
90,000
Bonus Miles
Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
The United Club Infinite Card is a premium co-branded airline credit card for United Airlines loyalists. It offers exclusive United Club membership, United MileagePlus miles for spending, and other travel perks, making it an excellent choice for frequent United Airlines travelers who desire luxury and premium travel experiences.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
United Gateway℠ Card

United Gateway℠ Card

United Gateway℠ Card

Annual Fee: $0

Rates & Fees
|
Terms Apply
30,000
Bonus Miles
LIMITED TIME OFFER
Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
30,000
Bonus Miles
Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
The United Gateway Card is a no-annual-fee co-branded airline credit card for individuals who prefer to fly with United Airlines. It offers United MileagePlus miles for spending and provides some basic travel benefits, making it a cost-effective choice for occasional United Airlines travelers looking to earn rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for Hyatt free nights

The World of Hyatt Credit Card

The World of Hyatt Credit Card

The World of Hyatt Credit Card

🏆 Best for Hyatt free nights

Annual Fee: $95

Rates & Fees
|
Terms Apply
Up to 65,000
Bonus Points
ELEVATED OFFER
Earn up to 65,000 Bonus Points. Earn 35,000 points after you spend $3,000 in your first 3 months. Plus, up to 30,000 more points by earning 2 Bonus Points total per $1 spent in the first 6 months on purchases that normally earn 1 Bonus Point, up to $15,000 spent.
Up to 65,000
Bonus Points
Earn up to 65,000 Bonus Points. Earn 35,000 points after you spend $3,000 in your first 3 months. Plus, up to 30,000 more points by earning 2 Bonus Points total per $1 spent in the first 6 months on purchases that normally earn 1 Bonus Point, up to $15,000 spent.
The World of Hyatt credit card provides exceptional benefits for frequent travelers, granting access to bonus points on Hyatt purchases, complimentary nights at luxurious properties, and elite status upgrades. With its generous rewards program and travel perks, this card is tailored to elevate your hotel experiences and maximize your Hyatt loyalty.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
World of Hyatt Business Credit Card

World of Hyatt Business Credit Card

World of Hyatt Business Credit Card

Annual Fee: $199

Rates & Fees
|
Terms Apply
1 Free Night + 60,000
Bonus Points
ELEVATED OFFER
Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Plus, 1 free night at any Category 1-4 Hyatt hotel after spending $15,000 on purchases within the first 6 months of account opening.
1 Free Night + 60,000
Bonus Points
Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Plus, 1 free night at any Category 1-4 Hyatt hotel after spending $15,000 on purchases within the first 6 months of account opening.
The World of Hyatt Business Credit Card is a co-branded hotel rewards credit card affiliated with the World of Hyatt loyalty program. It allows business owners to earn World of Hyatt points on their spending and offers benefits like bonus points on Hyatt stays, an annual free night certificate, and automatic elite status, making it an appealing choice for businesses that frequently use Hyatt properties.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

Best Cards with Elevated Welcome Offers January 2025

Curious about the cards with the best welcome offers right now? Our job at Daily Drop is to help you travel smarter (and for less!), so we'll keep an updated list of travel cards that feature elevated welcome offers, and ones that you should know about if you're considering adding a new card to your wallet. We’ll make sure you know which ones offer the most value and how to make the most of those bonus points. Whether you're planning a big trip or just want perks for everyday spending, these cards have you covered.

‍

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What's on this page
Best Cards with Elevated Welcome Offers January 2025
Best credit cards for business
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Which Card is Right For You?
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Pros & Cons
Related Ranked Lists
Browse Other Categories of Cards
FAQs

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

🏆 Best Luxury Business Card

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

🏆 Best Luxury Business Card

Annual Fee: $695

Rates & Fees
|
Terms Apply
150,000
Bonus Points
ELEVATED OFFER
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
150,000
Bonus Points
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
The Business Platinum card is a premium business credit card offering a range of exclusive travel and business benefits, including airport lounge access, annual airline fee credits, and 5X Membership Rewards points on flights and prepaid hotels through Amex Travel. With a higher annual fee, this card is designed for businesses looking to elevate their travel experience and enjoy a suite of luxury perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for flexible bonus earning

American Express® Business Gold Card

American Express® Business Gold Card

American Express® Business Gold Card

🏆 Best for flexible bonus earning

Annual Fee: $375

Rates & Fees
|
Terms Apply
100,000
Bonus Points
ELEVATED OFFER
Earn 100,000 Membership Rewards® points after you spend $15,000 within the first 3 months of Card Membership. Terms apply.
100,000
Bonus Points
Earn 100,000 Membership Rewards® points after you spend $15,000 within the first 3 months of Card Membership. Terms apply.
The Amex Business Gold Card is a flexible business credit card that lets you choose two categories in which to earn extra rewards, such as travel, advertising, or technology, making it a versatile choice for businesses with varying spending needs. With valuable benefits like purchase protection and access to the American Express business ecosystem, this card is designed to help businesses maximize their rewards and efficiently manage their expenses.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
Aeroplan® Credit Card

Aeroplan® Credit Card

Aeroplan® Credit Card

Annual Fee: $95

Rates & Fees
|
Terms Apply
Up to 100,000
Bonus Points
ELEVATED OFFER
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months.
Up to 100,000
Bonus Points
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months.
The Aeroplan® Credit Card is a travel rewards credit card designed for frequent flyers and Air Canada enthusiasts. Cardholders can earn Aeroplan points for their purchases, enjoy travel benefits like free checked bags, and access exclusive Air Canada perks, making it an ideal choice for those who frequently travel with this airline.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for frequent United flyers

United℠ Explorer Card

United℠ Explorer Card

United℠ Explorer Card

🏆 Best for frequent United flyers

$0 intro annual fee the first year, then $95

Rates & Fees
|
Terms Apply
60,000
Bonus Miles
LIMITED TIME OFFER
Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
60,000
Bonus Miles
Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
The United Explorer Card is a co-branded airline credit card designed for individuals who frequently travel with United Airlines. It offers United MileagePlus miles for spending, a free checked bag, and other travel benefits, making it a suitable choice for those who want to earn rewards and enjoy perks when flying with United.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
United Quest℠ Card

United Quest℠ Card

United Quest℠ Card

Annual Fee: $250

Rates & Fees
|
Terms Apply
70,000
Bonus Miles
LIMITED TIME OFFER
Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
70,000
Bonus Miles
Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
The United Quest Card is a co-branded airline credit card designed for frequent United Airlines travelers. It offers United MileagePlus miles for spending, various travel perks like free checked bags, and premium benefits such as priority boarding and travel credits, making it an excellent choice for those who want to maximize their United Airlines experience.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for United loyalists

United Club℠ Infinite Card

United Club℠ Infinite Card

United Club℠ Infinite Card

🏆 Best for United loyalists

Annual Fee: $525

Rates & Fees
|
Terms Apply
90,000
Bonus Miles
LIMITED TIME OFFER
Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
90,000
Bonus Miles
Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
The United Club Infinite Card is a premium co-branded airline credit card for United Airlines loyalists. It offers exclusive United Club membership, United MileagePlus miles for spending, and other travel perks, making it an excellent choice for frequent United Airlines travelers who desire luxury and premium travel experiences.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
United Gateway℠ Card

United Gateway℠ Card

United Gateway℠ Card

Annual Fee: $0

Rates & Fees
|
Terms Apply
30,000
Bonus Miles
LIMITED TIME OFFER
Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
30,000
Bonus Miles
Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
The United Gateway Card is a no-annual-fee co-branded airline credit card for individuals who prefer to fly with United Airlines. It offers United MileagePlus miles for spending and provides some basic travel benefits, making it a cost-effective choice for occasional United Airlines travelers looking to earn rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for Hyatt free nights

The World of Hyatt Credit Card

The World of Hyatt Credit Card

The World of Hyatt Credit Card

🏆 Best for Hyatt free nights

Annual Fee: $95

Rates & Fees
|
Terms Apply
Up to 65,000
Bonus Points
ELEVATED OFFER
Earn up to 65,000 Bonus Points. Earn 35,000 points after you spend $3,000 in your first 3 months. Plus, up to 30,000 more points by earning 2 Bonus Points total per $1 spent in the first 6 months on purchases that normally earn 1 Bonus Point, up to $15,000 spent.
Up to 65,000
Bonus Points
Earn up to 65,000 Bonus Points. Earn 35,000 points after you spend $3,000 in your first 3 months. Plus, up to 30,000 more points by earning 2 Bonus Points total per $1 spent in the first 6 months on purchases that normally earn 1 Bonus Point, up to $15,000 spent.
The World of Hyatt credit card provides exceptional benefits for frequent travelers, granting access to bonus points on Hyatt purchases, complimentary nights at luxurious properties, and elite status upgrades. With its generous rewards program and travel perks, this card is tailored to elevate your hotel experiences and maximize your Hyatt loyalty.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
World of Hyatt Business Credit Card

World of Hyatt Business Credit Card

World of Hyatt Business Credit Card

Annual Fee: $199

Rates & Fees
|
Terms Apply
1 Free Night + 60,000
Bonus Points
ELEVATED OFFER
Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Plus, 1 free night at any Category 1-4 Hyatt hotel after spending $15,000 on purchases within the first 6 months of account opening.
1 Free Night + 60,000
Bonus Points
Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Plus, 1 free night at any Category 1-4 Hyatt hotel after spending $15,000 on purchases within the first 6 months of account opening.
The World of Hyatt Business Credit Card is a co-branded hotel rewards credit card affiliated with the World of Hyatt loyalty program. It allows business owners to earn World of Hyatt points on their spending and offers benefits like bonus points on Hyatt stays, an annual free night certificate, and automatic elite status, making it an appealing choice for businesses that frequently use Hyatt properties.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

Personal Cards

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

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Business Cards

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

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No items found.

Which Card is Right for You?

When choosing a card with an elevated bonus, consider your spending habits and goals. Are you looking for a huge bonus in exchange for meeting a high spending threshold, or do you prefer a lower threshold with a solid bonus? We’ll help you find the card that fits your lifestyle and maximizes those initial rewards.

‍

Other Ways to Earn

Beyond the super-freaking-awesome welcome offers, there are plenty of ways to continue earning rewards. Look for cards that offer bonus categories, additional spending bonuses, and ongoing rewards programs to keep those points piling up long after the initial offer.

‍

Pros and Cons

Pros

[.pro] You'll get a significant boost to your rewards balance right from the start, often enough for a major trip [.pro]

‍

[.pro] Many cards offer compelling bonuses for meeting certain spending requirements, making them perfect for those who can meet the threshold [.pro]

‍

[.pro] An elevated offer can set you up for more valuable redemptions and perks, providing greater overall value [.pro]

Cons

[.con] Many top-tier travel cards come with higher fees, which can be a drawback if you’re not using the perks or earning enough rewards to offset the cost [.con]

FAQs

How do I qualify for an elevated welcome offer?

Typically speaking, you’ll need to meet a minimum spending requirement within a specified time frame after opening the card. Be sure to check the terms and conditions of each card to understand the exact requirements.

Are elevated welcome offers worth the high spending requirements?

It depends on your ability to meet the spending requirements and how much value you’ll get from the offer. If you can comfortably meet the requirements and use the offer effectively, it can be well worth it (and help you book that first class ticket).

Can I receive multiple elevated welcome offers from different cards?

Yes, you can apply for and receive elevated welcome offers from multiple cards, but be mindful of your credit score and financial situation. Each card may have its own terms regarding how frequently you can receive offers.

Do elevated welcome offers have an expiration date?

Welcome offers typically need to be earned within a certain timeframe after account opening, so be sure to meet the spending requirements before the deadline. Redemption of earned rewards may also be subject to terms and conditions.

Authors

Written by: McKay Moffitt

Content Specialist

‍

Edited by: Tiffany Eastham

Writer & Editor 

‍

‍

🏆 Best Southwest Starter Card
Learn more
What's on this page
Best Cards with Elevated Welcome Offers January 2025
Best credit cards for business
Best credit cards for personal
Cards That Transfer to
Which Card is Right For You?
Other Ways to Earn
Pros & Cons
Related Ranked Lists
Browse Other Categories of Cards
FAQs