Hilton Credit Cards

Hilton offers a few different options for eager cardholders of its loyalty program. One of our favorite cards overall also happens to be a Hilton card—the Surpass! All of these cards have valuable perks and benefits for those who stay at Hilton regularly. Any card that you see on this list that isn’t a Hilton card allows you to transfer its points to the Hilton program for continued travel benefits!

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

All information about the Hilton Honors American Express Aspire Card has been collected independently by Daily Drop.

🏆 Best for Hilton Gold Status

Hilton Honors American Express Surpass® Card

Hilton Honors American Express Surpass® Card

Hilton Honors American Express Surpass® Card

🏆 Best for Hilton Gold Status

Annual Fee: $150

Rates & Fees
|
Terms Apply
165,000
Bonus Points
ELEVATED OFFER
Earn 165,000 Hilton Honors Bonus Points after you spend $3,000 within your first 6 months of Card Membership. Offer ends 1/8/25.
165,000
Bonus Points
Earn 165,000 Hilton Honors Bonus Points after you spend $3,000 within your first 6 months of Card Membership. Offer ends 1/8/25.
The Hilton Honors Surpass card is a premium hotel rewards credit card that provides Hilton enthusiasts with generous rewards, including complimentary Hilton Honors Gold status, elevated points earning potential, and a free night reward upon reaching a spending threshold. With a moderate annual fee, this card is an excellent choice for travelers who frequently stay at Hilton properties and want to enjoy enhanced benefits and substantial rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

Annual Fee: $195

Rates & Fees
|
Terms Apply
175,000
Bonus Points
ELEVATED OFFER
Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 within your first 6 months of Card Membership. Offer ends 1/8/2025.
175,000
Bonus Points
Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 within your first 6 months of Card Membership. Offer ends 1/8/2025.
The Hilton Honors American Express Business Card is a travel rewards credit card tailored for business travelers, offering Hilton Honors Gold status, generous Hilton Honors points earning potential, and an annual free weekend night reward upon reaching a spending threshold. With a reasonable annual fee, this card is an excellent choice for businesses that frequently utilize Hilton properties and want to enhance their travel experience with valuable rewards and perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

Best entry-level Hilton card

Hilton Honors American Express Card

Hilton Honors American Express Card

Hilton Honors American Express Card

Best entry-level Hilton card

Annual Fee: $0

Rates & Fees
|
Terms Apply
100,000
Bonus Points
ELEVATED OFFER
Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases within your first 6 months of Card Membership. Offer ends 1/8/2025.
100,000
Bonus Points
Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases within your first 6 months of Card Membership. Offer ends 1/8/2025.
The Hilton Honors Amex card is a travel rewards credit card that offers Hilton enthusiasts the opportunity to earn points on everyday spending and enjoy complimentary Hilton Honors Silver status, making it a valuable choice for those who frequently stay at Hilton properties. With no annual fee, this card provides a cost-effective way to enhance your Hilton hotel experience and earn rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for Hilton loyalists

Hilton Honors American Express Aspire Card

Hilton Honors American Express Aspire Card

Hilton Honors American Express Aspire Card

🏆 Best for Hilton loyalists

Annual Fee: $550

Rates & Fees
|
Terms Apply
175,000
Bonus Points
ELEVATED OFFER
Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases within your first 6 months of Card Membership. Offer ends 1/8/2025.
175,000
Bonus Points
Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases within your first 6 months of Card Membership. Offer ends 1/8/2025.
The Hilton Honors American Express Aspire Card provides premium travel benefits and perks, including elite status, substantial annual credits, and elevated points earning potential, catering to frequent travelers and Hilton hotel enthusiasts. *All information about the Hilton Honors American Express Aspire Card has been collected independently by Daily Drop.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for restaurants

American Express® Gold Card

American Express® Gold Card

American Express® Gold Card

🏆 Best for restaurants

Annual Fee: $325

Rates & Fees
|
Terms Apply
20% back at restaurants + 60,000
Bonus Points
ELEVATED OFFER
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Offer ends 11/6/24.
20% back at restaurants + 60,000
Bonus Points
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Offer ends 11/6/24.
The American Express Gold Card is a premium card that offers lucrative rewards for dining at U.S. restaurants and U.S. supermarkets, along with valuable travel benefits, making it an excellent choice for foodies and frequent travelers. While it does come with an annual fee, the card's combination of rewards and perks can provide substantial value to those who frequently dine out and travel.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for luxury benefits

The Platinum Card® from American Express

The Platinum Card® from American Express

The Platinum Card® from American Express

🏆 Best for luxury benefits

Annual Fee: $695

Rates & Fees
|
Terms Apply
80,000
Bonus Points
Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.
80,000
Bonus Points
Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.
The Amex Platinum is a premium card offering a range of exclusive travel and lifestyle benefits, including access to luxury airport lounges, annual travel credits, and Membership Rewards points that can be redeemed for travel or other rewards. With a high annual fee, this card is designed for individuals who value premium perks and are frequent travelers looking to enjoy a heightened level of luxury and convenience.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

Hilton offers a few different options for eager cardholders of its loyalty program. One of our favorite cards overall also happens to be a Hilton card—the Surpass! All of these cards have valuable perks and benefits for those who stay at Hilton regularly. Any card that you see on this list that isn’t a Hilton card allows you to transfer its points to the Hilton program for continued travel benefits!

Read our ultimate guide to
Hilton Credit Cards
here
Find current Transfer Partners for
Hilton Credit Cards
here
What's on this page
Hilton Credit Cards
Cards That Transfer to
Hilton Points
Which Card is Right For You?
Other Ways to Earn
Pros & Cons
What is a Travel Credit Card
Related Videos
Browse Other Categories of Cards
FAQs

Hilton Credit Cards

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

All information about the Hilton Honors American Express Aspire Card has been collected independently by Daily Drop.

🏆 Best for Hilton Gold Status

Hilton Honors American Express Surpass® Card

Hilton Honors American Express Surpass® Card

Hilton Honors American Express Surpass® Card

🏆 Best for Hilton Gold Status

Annual Fee: $150

Rates & Fees
|
Terms Apply
165,000
Bonus Points
ELEVATED OFFER
Earn 165,000 Hilton Honors Bonus Points after you spend $3,000 within your first 6 months of Card Membership. Offer ends 1/8/25.
165,000
Bonus Points
Earn 165,000 Hilton Honors Bonus Points after you spend $3,000 within your first 6 months of Card Membership. Offer ends 1/8/25.
The Hilton Honors Surpass card is a premium hotel rewards credit card that provides Hilton enthusiasts with generous rewards, including complimentary Hilton Honors Gold status, elevated points earning potential, and a free night reward upon reaching a spending threshold. With a moderate annual fee, this card is an excellent choice for travelers who frequently stay at Hilton properties and want to enjoy enhanced benefits and substantial rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take
The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

Annual Fee: $195

Rates & Fees
|
Terms Apply
175,000
Bonus Points
ELEVATED OFFER
Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 within your first 6 months of Card Membership. Offer ends 1/8/2025.
175,000
Bonus Points
Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 within your first 6 months of Card Membership. Offer ends 1/8/2025.
The Hilton Honors American Express Business Card is a travel rewards credit card tailored for business travelers, offering Hilton Honors Gold status, generous Hilton Honors points earning potential, and an annual free weekend night reward upon reaching a spending threshold. With a reasonable annual fee, this card is an excellent choice for businesses that frequently utilize Hilton properties and want to enhance their travel experience with valuable rewards and perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

Best entry-level Hilton card

Hilton Honors American Express Card

Hilton Honors American Express Card

Hilton Honors American Express Card

Best entry-level Hilton card

Annual Fee: $0

Rates & Fees
|
Terms Apply
100,000
Bonus Points
ELEVATED OFFER
Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases within your first 6 months of Card Membership. Offer ends 1/8/2025.
100,000
Bonus Points
Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases within your first 6 months of Card Membership. Offer ends 1/8/2025.
The Hilton Honors Amex card is a travel rewards credit card that offers Hilton enthusiasts the opportunity to earn points on everyday spending and enjoy complimentary Hilton Honors Silver status, making it a valuable choice for those who frequently stay at Hilton properties. With no annual fee, this card provides a cost-effective way to enhance your Hilton hotel experience and earn rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for Hilton loyalists

Hilton Honors American Express Aspire Card

Hilton Honors American Express Aspire Card

Hilton Honors American Express Aspire Card

🏆 Best for Hilton loyalists

Annual Fee: $550

Rates & Fees
|
Terms Apply
175,000
Bonus Points
ELEVATED OFFER
Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases within your first 6 months of Card Membership. Offer ends 1/8/2025.
175,000
Bonus Points
Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases within your first 6 months of Card Membership. Offer ends 1/8/2025.
The Hilton Honors American Express Aspire Card provides premium travel benefits and perks, including elite status, substantial annual credits, and elevated points earning potential, catering to frequent travelers and Hilton hotel enthusiasts. *All information about the Hilton Honors American Express Aspire Card has been collected independently by Daily Drop.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for restaurants

American Express® Gold Card

American Express® Gold Card

American Express® Gold Card

🏆 Best for restaurants

Annual Fee: $325

Rates & Fees
|
Terms Apply
20% back at restaurants + 60,000
Bonus Points
ELEVATED OFFER
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Offer ends 11/6/24.
20% back at restaurants + 60,000
Bonus Points
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Offer ends 11/6/24.
The American Express Gold Card is a premium card that offers lucrative rewards for dining at U.S. restaurants and U.S. supermarkets, along with valuable travel benefits, making it an excellent choice for foodies and frequent travelers. While it does come with an annual fee, the card's combination of rewards and perks can provide substantial value to those who frequently dine out and travel.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for luxury benefits

The Platinum Card® from American Express

The Platinum Card® from American Express

The Platinum Card® from American Express

🏆 Best for luxury benefits

Annual Fee: $695

Rates & Fees
|
Terms Apply
80,000
Bonus Points
Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.
80,000
Bonus Points
Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.
The Amex Platinum is a premium card offering a range of exclusive travel and lifestyle benefits, including access to luxury airport lounges, annual travel credits, and Membership Rewards points that can be redeemed for travel or other rewards. With a high annual fee, this card is designed for individuals who value premium perks and are frequent travelers looking to enjoy a heightened level of luxury and convenience.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

No items found.

Which Card is Right for You?

Hilton credit cards let you earn points on a variety of everyday categories beyond hotel stays, like groceries, gas, and dining. Many cards also offer pretty sweet welcome bonuses to get you started. You can boost your points by staying at Hilton properties or taking advantage of partnerships with airlines and other travel services.

‍

Other Ways to Earn

Hilton credit cards let you earn points on a variety of everyday categories beyond hotel stays, like groceries, gas, and dining. Many cards also offer pretty sweet welcome bonuses to get you started. You can boost your points by staying at Hilton properties or taking advantage of partnerships with airlines and other travel services.

‍

Pros and Cons

Pros

Earn extra points on Hilton stays and everyday spending categories

Enjoy complimentary elite status with benefits like free breakfast

Free night rewards on certain cards

Access to exclusive Hilton promotions and discounts

Cons

Limited to Hilton properties

Redemption rates vary depending on the property and season

Perks like upgrades are subject to availability and not guaranteed

What is a Travel Credit Card?

Hilton credit cards let you earn points on a variety of everyday categories beyond hotel stays, like groceries, gas, and dining. Many cards also offer pretty sweet welcome bonuses to get you started. You can boost your points by staying at Hilton properties or taking advantage of partnerships with airlines and other travel services.

‍

Browse Other Categories of Card

FAQs

How do I earn free nights at Hilton Hotels?

Hilton credit cards often provide free night certificates either as part of a welcome offer or as an annual benefit after meeting certain spending requirements.

‍

Do Hilton points expire?

Yes, Hilton points expire after 24 months of inactivity, but keeping your account active with any earning or redemption activity will reset the clock.

‍

What elite status do I get with a Hilton credit card?

Most Hilton credit cards offer at least Silver or Gold status, which comes with benefits like free breakfast, room upgrades, and more.

‍

Can I transfer Hilton points to airlines?

Hilton has airline transfer partners, but the transfer ratios are typically less favorable, so it’s usually better to use your points for hotel stays.

‍

How many Hilton points do I need for a free night?

Hilton free night awards typically start at 5,000 points, though most properties require more points based on their category and location. Always double-check before booking to make sure you're getting the best deal for your points.

‍

Author

Written by: McKay Moffitt

Content Specialist

‍

Edited by: Tiffany Eastham

Writer & Editor 

‍

Learn more
What's on this page
Hilton Credit Cards
Cards That Transfer to
Hilton Points
Which Card is Right For You?
Other Ways to Earn
Pros & Cons
What is a Travel Credit Card
Related Videos
Browse Other Categories of Cards
FAQs